Josh DeTar

speaker
2,317 appearances 6 recordings 1 series first heard May 2026 last heard 7 Aug

Josh DeTar’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
2 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 6 in all, peaking in Jul 2026 with 2.

Appearances

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is when I think about the differentiation that a community financial
you know, institution offers.
It is that deep-rooted connection to their community.
And as you get too much scale, you do get disconnected from that.
Period, end of story, non-negotiable.
You reach a certain point where scale is so large that that personal touch gets lost.
So I actually argue that too much consolidation is a bad thing for the American consumer.
We need small institutions that have 2,000.
Members.
And they're really freaking good at serving those 2,000 members.
The challenge is they've got to be really, really efficient with their business and maintain profitability in that business to stay afloat, to be able to service those 2,000 people.
Right.
And this is where, like
Then you have to start thinking about, okay, well, do we think of ourselves as a small 2000 member credit union as a boutique?
And you know what?
My rates are not as good as someone else's.
But what you're gonna get for those rates is something no one else will ever be able to offer you.
Right.
And then it comes back to what you were talking about.
It's the promotion side of things.
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