Julia Carpenter
speaker
3,850 appearances
71 recordings
1 series
first heard Oct 2019
last heard Sep 2024
Julia Carpenter’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
So I've talked to a lot of people who've said, I know my monthly loan payment, I know these other things that are pressing on my budget, but I've had three years in which I haven't had to make that payment.
So people should definitely go to studentaid.gov, play with the loan simulator tool, talk to their loan servicer and see what their options are.
But once you then have the idea of what the payment will be that you need to reabsorb into your budget,
Take a highlighter, take a pen, go over your budget and see where you can make room to reabsorb this payment.
The end goal is to build more intimacy around money, to feel like you understand your partner's attitudes toward money, their goals, how they spend, how they save, and that they understand yours.
matched
That minimizes conflict over the long term.
matched
The money date is not a new concept.
matched
It's just something that I hear every single time I talk to couples who are happy with how they're managing their money, happy with how they're communicating about money.
matched
And when I would interview couples therapists or financial advisors, this advice also kept coming up again and again.
matched
Do you have a money date?
matched
If not, get a money date.
matched
And so I wanted to explore what a money date is, how it works, why it's beneficial and how people do it.
matched
People can do it that way, and I interviewed several people who did.
matched
I also interviewed people who view it as more of just a date on the calendar, that this is their time to actually make it enjoyable, to sit down and put it on the big screen and pop some popcorn, or again, going to a steakhouse dinner, like getting dressed up, hiring a babysitter, making it something that you don't dread, but instead almost look forward to.
matched
So it's specific to the couple.
matched
Some couples will do it by theme, like at the end of the year, they're planning for their holiday budget or at the beginning of the year, they're looking at the calendar and planning travel.
matched
But if you're unsure about where to start, I talked to Adam Cole.
matched
He's a couple's financial therapist, and he said you should start just looking at the credit card statement.
matched
Both of you sit down together, look over this transaction history.
matched
It can sound boring and dry, but it's a way to sort of wade in.
matched
Showing 901–920 of 3,850 · page 46 of 193
← Previous
Next →