Julia Carpenter

speaker
3,850 appearances 71 recordings 1 series first heard Oct 2019 last heard Sep 2024

Julia Carpenter’s voice in public audio — every appearance, attributed to the second.

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Some people want to have them every month. matched
Some people may want to have them every week. matched
I interviewed one couple who they have one big money date in January at the start of the year where they hire a babysitter and they go out to dinner, just them. matched
And they do it to review sort of their financial outlook for the year. matched
And then they break it into briefer check-ins that aren't like full proper dates, but are instead check-ins throughout the year. matched
So really dependent on the schedules that people keep, but also sort of the goals that people are bringing to this. matched
So I interviewed one couple. matched
Their names are Megan and Bronson Allen. matched
They have a regular money day every month that they either do at a coffee shop or on a picnic or just in their apartment projecting their laptops onto the TV screen. matched
And what they've said is that it allows both of them to be working with the same set of information. matched
they share money but they also have personal accounts this allows them to see what's happening sort of in both worlds and also bring things to the other person almost like a pitch for this money bronson really got into triathlon training and he said i want to take some of this money from the joint account and spend it on a new triathlon bike here's how much it costs here's what i've researched here's the bikes that look good here's how i'll find that money here's where we can reallocate it and then they can talk about it as a couple matched
It's very particular to the couple. matched
Megan and Bronson, that couple I just mentioned, they often just have it at home on the couch like in their comfy clothes at the end of the workday. matched
Tierra Bates and Gregory Bates, another couple I interviewed, they said they have to hire the babysitter. matched
They have to get out of the house. matched
They have to be sitting down somewhere away from sort of their normal life in order to assess it. matched
So it depends on what works for you. matched
Whatever is going to make you least nervous, least conflicted, least irritated is probably the setting that's best. matched
The Department of Education has a loan simulator tool on studentaid.gov that allows you to input things like your income, your family size, these other criteria that would change what plan you qualify for and why. matched
There's three things that borrowers should do in order to prepare. matched
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