Justin Searls

speaker

4,727 appearances 2 recordings 1 series first heard Jul 2026 last heard 7 Aug

Justin Searls’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Aug 2026 with 1.

newest first · ▶ plays the moment

Breaking Change · v55 - I'm a good guyjin · 7 Aug 2026 podcast

launches in the United States, uh, according to Apple Newsroom.

Apple upgrade is a

Uh layer on top of Klarna.

Clarna being the uh

You know, uh

financing, zero percent financing, pay in pay in, you know, four chunks or whatever kind of program.

Uh and

I think before talking about Apple upgrade, it's important to talk about like why Klarna makes money.

People, I think, look at Klarna and look at other

Buy now pay later BNPL firms as being these usurious payday lenders.

Um, but that's not really.

what they are or what they want to be, ideally, like what they really want.

is to facilitate as many transactions as possible while still maintaining an extremely low rate of non payment.

And the reason for that is because the way that they want to make their money, their primary way of making money is on commission.

Uh they

Uh if I'm a storefront, if I'm the gap or whatever, and I'm trying to get people to convert shopping carts.

A firm or Klarna or any of these BNPL financing options.

By being able to lower people's outlays.

At the point of purchase.

Showing 1041–1060 of 4,727 · page 53 of 237