Kelvin Teo

speaker
586 appearances 1 recordings 1 series first heard Mar 2026 last heard 15 Mar

Kelvin Teo’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Mar 2026 with 1.

Appearances

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That's where I did a bank transformation so that I can at least one up the other McKinsey folks, and that gives me a slight advantage.
And then subscribe I kick out capstone also thinking for about shareholder.
perspective so that to an extent gave me a bit of a soft landing towards running the company.
And I think um in the initial days we devolved books quite a bit like every I'll be finishing one a book a week or so.
Because there were so many things that we just don't know and also right and of course it cannot replace full-fledged ex personal execution but I think it gives me some level pattern recognition of what are the possibilities and that helps to actually accelerate the growth curve.
Mm-hmm.
Mm,
think first at a strategic level and then execution, right?
And from a strategic level, our thesis was that SME finances are a high volume, low margin business, such that if you are not covering enough skill, it's very hard for you to be successful.
Right.
Um that's and so part of the thesis of hey, how do we of creating a path to be number one, right?
That we figured that for us to have that kind of skill, you need someone from Indonesia or so, and that's why my com for conference coming very nicely, and being Malaysian.
By birth, I think I have some advantage in Malaysia.
And because the FinTech rise came from the US, like most Europeans in Southeast Asia probably will not know.
So if you combine the fact that hey, SME Finance is a very localized business, right?
But you need to know the US fate tech uh understanding.
Yeah.
And my hypothesis was that most of our competitors will likely be bankers.
Yeah.
Yeah.
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