Ken Coleman

Or multiple.

Or multiple, okay.

Who wants to go first?

I think I'd have to go back a couple more years for it to work.

I like that.

I was already in a lot of debt by 23.

Financial or life?

Both.

The life advice I would give is understand the tension between patience and persistence.

you know, when you're young, 23, and I remember at 23 specifically, I happened to be working for the governor of Virginia, and I thought I was going to be the next U.S.

senator, and then I thought I was going to be president of the United States, and I thought it was going to happen in 10 years.

You know, just a 23-year-old, no clue, super ambitious.

I appreciate that.

I appreciate your vote.

I believe this audience would as well.

But that's not what this is about.

And so I was a super ambitious kid.

And I think what I've learned over the last almost 30 years is that there is a natural tension.

And what I mean by that is like we desire, and this really helps those of you in the baby steps here.

We want to get through the baby steps.