Mikey Smith
speaker
1,937 appearances
5 recordings
1 series
first heard May 2026
last heard 9 Sep
Mikey Smith’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Sep 2026 with 1.
Appearances
Keep The Change · How To Get A Mortgage In New Zealand: Mikey Smith of Guardian Smith · 15 Jul 2026
podcast
Do you want to do that?
But people don't know because they haven't had advice around it.
So they go and ask a Facebook group.
Yeah.
Anyway, yeah, you know about that.
Luckily, like most people we meet like are already living somewhere and they do have
some stuff like just rent everything like me yeah good that's a me thing then guys don't worry it's just you and klaus yeah we don't we don't own anything and we're um yeah pretty happy pretty happy okay so most people have couches that's and tvs actually yeah everyone's got appliances like some stuff gets left behind but you know we'll we'll try our best to get you like a relatively juicy cash back from the bank too
yeah um that changes too like less deposit less cash back if percentage wise like if you turn up with a 20 deposit banks like take my money yeah yeah yeah 10 it's like we're going to trim that a little bit yeah yeah why am i going to keep giving so much to you when you look risky to us you could end up defaulting you're you know we still want you yeah we want you a little bit less you're not an ideal client yeah thank you yeah
We want someone who's already got... So we want to be in the perfect position, which is you bring in some equity and you still take out a 30-year loan.
That's where we're at.
Yeah, we've basically automated all that now, eh?
Like we can give you a link and you type in your name and stuff and it sends us the stuff we need as in your bank statements and stuff.
So I don't sit with you now and be like, hey, can you send me your 01 and your 00 and your 50 and your 52 and like we don't do that anymore.
It's all automated purely because it removes friction from the client and most people don't care if they give you
seven accounts or eight accounts.
Right.
They just were like, just tell me what you need.
I'm like, cool, put your name in here and it's encrypted and we'll sort it out.
Um, again, the triple CFA thing has helped, right?
Like.
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