Mikey Smith

speaker

1,937 appearances 5 recordings 1 series first heard May 2026 last heard 9 Sep

Mikey Smith’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 5 in all, peaking in Sep 2026 with 1.

Appearances

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Keep The Change · How To Get A Mortgage In New Zealand: Mikey Smith of Guardian Smith · 15 Jul 2026 podcast

We used to collect people's car insurance policies and all that kind of stuff.

Now we actually can just ask the client.

They can disclose it.

We can look in their bank statements, see the payment or whatever, work all that stuff out with common sense.

We can see the transaction.

We don't need to back it up with a 180-page policy document.

So that stuff's all got a lot easier.

It's pretty smooth sailing now.

People don't take the piss.

People don't understand.

It's like, how much do you earn?

Oh, 80 grand a year.

And then sometimes you'll get, I'm like, is that in your hand or is that, you know, which way?

And sometimes you get,

pay slips through or bank statements through and you have a look and it's, I'm like, brother, you're on 140 or whatever, you know, like people have no idea.

And sometimes it's the other way, right?

But it's like, we work all that out anyway.

And then explain to people, look, at the end of the day,

The banks care about your ability to service the loan and then your assets and liabilities.

It's literally just like your personal business.

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