Neil Briscoe
speaker
879 appearances
3 recordings
2 series
first heard May 2026
last heard 28 Jul
Neil Briscoe’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 3 in all, peaking in Jul 2026 with 1.
Appearances
Because the value left in the car covers the remaining amount, plus a bit more probably.
And you can just walk away scot-free, but you also don't own anything.
You can, if you're very financially savvy and earning a bit.
Yeah.
I mean, look at me.
Hey, kids, I'm not financially savvy.
But you can potentially save up the amount of that final payment.
And when it comes to the end of the term, you can go back to the dealership and say, here you go.
Here's your final payment.
Car's mine.
I keep it.
Mm-hmm.
That's fine.
Or, and this is really what PCP is designed for, because they have set the value, the final value of the car predicted to be above the actual level of the loan.
It means you can pay off the loan with the value of the car and still have a little bit left over, a tiny bit of equity.
And that, in theory, becomes your deposit for your next car because that's what PCP is.
It's a way of not quite guaranteeing, but near as damn it,
repeat custom exactly customer loyalty that's what the car locking you into that dealer that garage not necessarily because you can take a car on a pcp to another brand another garage and you can do the same rollover and you know they all know each other and all the finance companies all know each other so that's not a huge issue but it is essentially locking you into going in three years time i'm coming back for a new car
And is that what most people do, Neil?
It's not quite most, but it is growing.
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