Owen McGee

speaker
1,739 appearances 11 recordings 2 series first heard May 2026 last heard 6d ago

Owen McGee’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
3 · Sep OctJan 26AprJulnow

Recordings per month over the last 12 months — 11 in all, peaking in Sep 2026 with 3.

Appearances

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And I believe, and he believes, that he's dead now, but we both believed, we did a video on it before he died,
that we got an extra 28 years out of Dad, as in him being here and being alive because of him being retired.
This is actually something that people often wonder about.
But the reality is, if you take your money and you invest it, and you invest it in fund XYZ, when you invest your pension, you can invest in fund XYZ, the exact same fund.
So the question isn't about being risk averse or not, whether you go into pension or you go into investment.
It's a question of whether you do it yourself or you get somebody to do it for you.
And it's about the tax and using the tax system to your advantage.
That's what it comes down to.
OK, so the first thing to say is, first thing to say, as Philip said already, is congratulations.
And you can have your hands full.
If there's an older one in the house, there's another one coming this year.
Best of luck with that challenge.
Never mind the financial challenge.
It's all about sleep from Christmas onwards.
But an equitable sleep between the two of you.
But what I would say here is, the first thing is, if you're going to be out of work next year, you're not going to use all your tax credits.
So therefore, you do apply the tax credits to your husband.
And depending on what salary he's on will determine whether or not that's a huge benefit or of no benefit at all.
If he's on more than, let's round the number to 45 grand, if he's on more than 45 grand a year, it'll probably make more sense.
It'll do some benefit to you that you give him your tax credits for the year you're not using them.
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