Pamela Kapalid
speaker
89 appearances
1 recordings
1 series
first heard Jun 2024
last heard Jun 2024
Pamela Kapalid’s voice in public audio — every appearance, attributed to the second.
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Appearances
That's the number that you just know is coming out every single month.
And then the where does all the money go question, it really lies in the eating out, the grocery shopping, the –
Oh, I didn't realize that I was going to like go to a concert this weekend, but I just did.
And especially when you have a paycheck and a real paycheck for the first time, it can feel like, oh, I'll spend it till it's gone.
And so when it comes to that number that's left over, it's important to take that number and figure out before you start spending it, how much you think you can dedicate to saving.
I'm a big believer in pay yourself first.
And what that means is to make your savings one of your bills.
You figured out all your bills.
You have this monthly number that's coming out.
How much is coming out regularly when it comes to your saving?
And it can be $10 a week.
It can be $25 a paycheck.
It doesn't have to be a huge amount.
The whole thing with saving, the thing that we always say is that saving is an action and not an amount.
It doesn't matter how much money ends up in your savings account.
It matters that you're doing it regularly and that you've made it a part of your habits and a part of your bills to be saving on a regular basis.
And another one is called Copilot.
Clients have used both of those and have loved them.
And the thing about these two apps in particular that I really like is...
You link all of your credit cards, all of your bank accounts, all of your loan accounts, your 401k, your IRA, any of your investment accounts.
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