Rach Kroon

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742 appearances 2 recordings 1 series first heard Jun 2026 last heard 24 Jun

Rach Kroon’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.

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money money money · 925b buying your first home to live in · 24 Jun 2026 podcast

So sometimes there's people who couldn't buy a property without the incentives.

Yes.

So depending on your deposit.

So there are people that I have worked with that have had to buy a new home because

because they don't have enough deposit otherwise.

If they don't have that $30,000 grant, they're not getting in.

They don't have any other options.

So in those cases, the incentives will guide what you buy because you've got no other options.

But there's a lot of people who I would say have more options that you wouldn't allow the incentives to guide what you buy, but you would choose your strategy.

You work along your strategy and you collect as many incentives as you can that fit your strategy.

Yeah, so it's important to note that they're not all from one place.

Yes.

There are state-based incentives and they're very state-specific.

And they change all the time.

It's pain in the ass.

Which is why we did a QR code with the book so we can update it when they change because a book wouldn't last if you talked about what it is today because I think those state incentives change just like the wind.

So you need to check everything.

for your state, what's available at the time that you buy.

And then the national incentives are a little different, but you can layer them and collect them both.

Yesterday, I would have said the first home super saver scheme, but today I say help to buy.

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