Rach Kroon

speaker

742 appearances 2 recordings 1 series first heard Jun 2026 last heard 24 Jun

Rach Kroon’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.

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money money money · 924 moving regional to get mortgage-free, investing for kids, car crash compensation + more · 15 Jun 2026 podcast

So doing it now, would you be missing something on the uptick of the property?

Maybe, but you don't want a mortgage that big and you'd be paying a huge amount of interest.

Now let's flip it.

Let's say you do what you're planning on doing and you're going to pay $200,000 off your mortgage while your interest is so low and your mortgage is so low comparatively to your income.

So you can smash that mortgage down.

You can smash it down to $120,000 in two years' time.

You could do the same exercise and let's assume the property prices haven't changed because they would go up and down together generally, right?

Well, maybe, but maybe entry level.

Like if you look at homes in different areas, sometimes the lower end goes up just as much because that entry level is so sought after because it's so hard to get into an area.

So you don't know.

You don't have a crystal ball.

I don't.

They don't.

But what we do know is if they do follow their goal and property prices remain the same across the two assets –

In two years' time, they'd have a mortgage of $735,000 instead of $935,000.

And that's in their goal.

So could you do it now?

Yes, but you'd be crippled under a big mortgage.

And it's $200,000 more than what you're comfortable with.

So is that worth the risk of a possible uptick in property price?

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