Rachelle Kroon
speaker
1,226 appearances
5 recordings
1 series
first heard Apr 2026
last heard 24 Aug
Rachelle Kroon’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Jul 2026 with 3.
Appearances
The first thing with a car loan, you need to look at if you've paid the interesting thing.
Yeah, if it's amortized
sometimes people come to to go, oh, the rate's this on this car loan, I want to put it into my home loan for a lower rate.
But it turns out you're actually going to be paying the full interest on the car loan.
So it's really important to look at the contract before you decide what you're going to do.
The only thing I'm going to say here.
Is that people that tend to have things like personal loans and car loans, if you do do something like pay these debts off, I want you to make me a promise, James, even though you didn't ask for my opinion, that you put a direct debit into your home loan for four hundred and thirty-five dollars per week above what you're paying now.
So you don't let that extra money get put into your everyday spending.
So you're gonna be paying out these two debts and I want you to change your direct debit of whatever your home loan repayment is to four hundred and thirty five dollars a week more.
I'm gonna have a guess, and I'm sorry if I'm wrong.
I'm gonna have a guess that they're not going to be great with offset accounts if they're continually getting personal debt.
Yeah.
I think the redraw is better for someone because you go on Or
Yeah, just into the into the redraw.
And I always hear people say, Oh, the car is an emergency.
I needed a new car.
So I had to get the car loan.
You knew you needed a car loan five years ago when you bought your last car.
And so that's where we start to put a bit extra into your mortgage.
So you can just redraw to buy that car loan.
Showing 181–200 of 1,226 · page 10 of 62
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