Richard Webb

speaker
100 appearances 1 recordings 1 series first heard May 2026 last heard 27 May

Richard Webb’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.

Appearances

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Other businesses might have preferred having that cash flow buffer that forms on a quarterly basis.
So it really is going to depend on the business themselves as to how they adjust to this.
But the crucial part to that question, I think, coming back to what you originally asked me is that
Anyone who's talking to their accountant on this just needs to make sure that they're on top of things going into the new quarter.
Okay.
Yeah.
So cash flow, of course, let's assume that they're not talking to their accountant maybe because they think they're on top of cash flow.
that's probably a good place to start.
Um, some business owners are capable of doing this themselves and, and, you know, you have to, for most businesses, that's going to be the case.
Um, but certainly of course, I think the next part of this is a couple of things that I think small businesses do need to actually sort of consider as part of this.
And it's some things they're probably never considered before.
So for example, um,
I'm going to talk to you about the plumbing of superannuation, which is probably not something that you think about at all.
So, of course, you know, some small businesses are plumbers, so they'll probably understand this.
But the idea is when you send a superannuation contribution off that for a lot of businesses, it's a bit of a black hole.
It disappears into an ether.
It kind of mysteriously reappears in someone's superannuation account a little bit later on.
A lot of businesses just don't know what happens in the process in between.
So what normally does happen is that the money and the data goes off to a clearinghouse.
The clearinghouse mixes and matches all this stuff together, makes sure it all adds up and then sends it all out various different directions to various different funds.
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