Sam Perry

speaker

15,429 appearances 41 recordings 5 series first heard Dec 2025 last heard 13 Sep

Sam Perry’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 41 in all, peaking in Jun 2026 with 11.

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Keep The Change · NZ Accountant Tries To Teach 15 Year Old's About Money · 24 Jul 2026 podcast

So that's also partly what we're going to learn about today.

But as an example, for some of the income levels in the country that you may not know, 20% of working Kiwis roughly earn over $100,000.

So one in five Kiwi people that are working are earning around $100,000 or more.

And a top 1% income in the country is around $280,000 or more.

Now, what you gents have to be really careful about is that when you're scrolling and trolling on TikTok, you know, you can get yourself in trouble by listening to these American influencers and people creating clickbaity-type content saying, I made a million dollars in a month, and it was really easy.

You know, because often they're just talking about how much stuff they have sold, and they're not actually talking about their profit or what their actual income is.

And America is not New Zealand.

So our data here says that if you earned over $280,000, you're in the top 1% of earners.

Okay?

So just be a little bit careful about watching stuff online, seeing these outlier videos of how much people are making and think, okay, that's easy.

And I'm going to show you some YouTube statistics later on, and I'll show you how much I've made from making a million views on YouTube.

And that might surprise you, because hands up if you thought YouTube could be a great career.

Okay, no one.

Oh, okay, one or two.

Yeah.

All right.

Maybe it's going out of fashion.

Now, one of the big costs that you will face in New Zealand will be where you live and what you eat.

Those are two massive costs, so your rent and your mortgage.

So that can feel like a lot of money now when you're looking at the screening at your age, but as soon as you go out and go to university or start having to pay for halls of residence or finding a room to live in, then you will chew up a lot of your after-tax income, even if you were earning that, with paying for your living situation.

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