Thomas Gregory

speaker

390 appearances 1 recordings 1 series first heard Aug 2026 last heard 4 Aug

Thomas Gregory’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Talking Tokens: Crypto, Onchain Finance, Investing · Why Binance Wants to Replace Banks for Everyday Payments | Thomas Gregory, Binance · 4 Aug 2026 podcast

I think that's the first thing.

Then secondly, we've got to talk about some of the other benefits of using crypto, using Web3, using blockchain, underpinning these payment services, things like...

transparency.

It's great for addressing fraud.

If you look at like traditional card payments, Visa, Muscat, Amex, for example, there's actually quite significant fraud that goes through those networks.

And there's a huge industry to try to prevent that.

When everything's on crypto and on the blockchain and is indelible, we should be able to eliminate that.

So there's real kind of benefits there to the industry as well.

So there's a number of things we need to bring to life, but make it simple, really easy to use kind of user experiences, and then expand the awareness of people to all of our users around the world.

I think I'll just say one more thing, actually.

I think the second thing is we and this is something which we're really now driving in Binance is we recognize the need for hyper localization.

Because what a user wants, let's say in Argentina, is very different to what, as in Africa last week on a business trip, what a user in, say, Kenya or Ghana wants.

Or what a user in, say, Taiwan wants.

How they engage, how they use their money today is very different.

So we have to create use cases that are fit for purpose for all of our customers around the world.

I think when we're building these services, when building the infrastructure to support crypto payments, we can look at it in two angles.

The whole payments industry for years is built on economies of scale.

As we know, it's a low margin business, but you have to have very high volume.

And that's how you drive economies of scale into your payments business.

And that's how you drive efficiency.

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