Tiffany Aliche

I want you to think about a budget the way to what I say is like how you think about like your mom, right? So you've got three kids, right? Yeah. And so if like, say your son's like, oh, when he's little, mom, can I have dessert? You'd say yes after you have dinner. Or if your daughter says, mom, can I go outside to play? Yes. When you do your homework or, you know, mom, can we go on vacation?

I want you to think about a budget the way to what I say is like how you think about like your mom, right? So you've got three kids, right? Yeah. And so if like, say your son's like, oh, when he's little, mom, can I have dessert? You'd say yes after you have dinner. Or if your daughter says, mom, can I go outside to play? Yes. When you do your homework or, you know, mom, can we go on vacation?

I want you to think about a budget the way to what I say is like how you think about like your mom, right? So you've got three kids, right? Yeah. And so if like, say your son's like, oh, when he's little, mom, can I have dessert? You'd say yes after you have dinner. Or if your daughter says, mom, can I go outside to play? Yes. When you do your homework or, you know, mom, can we go on vacation?

Yes. If we lower this, this, you know, the light bill. So your budget is like your mom. She's there to say yes. when, if, after. So it's really a say yes plan, but one that's safely implemented so you can maintain the thing that you want, right? So you can call it a money list. That's what I usually start with because people hate that name.

Yes. If we lower this, this, you know, the light bill. So your budget is like your mom. She's there to say yes. when, if, after. So it's really a say yes plan, but one that's safely implemented so you can maintain the thing that you want, right? So you can call it a money list. That's what I usually start with because people hate that name.

Yes. If we lower this, this, you know, the light bill. So your budget is like your mom. She's there to say yes. when, if, after. So it's really a say yes plan, but one that's safely implemented so you can maintain the thing that you want, right? So you can call it a money list. That's what I usually start with because people hate that name.

What does a money list mean?

What does a money list mean?

What does a money list mean?

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

or any of those things that you don't even really think, oh my God, I got that bill. Exactly. So then that's within a month frame on average, right? So that's step two. Then step three is to write down how much you make on average every month from all of your areas. So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?

or any of those things that you don't even really think, oh my God, I got that bill. Exactly. So then that's within a month frame on average, right? So that's step two. Then step three is to write down how much you make on average every month from all of your areas. So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?