Vinson Bunting

speaker
181 appearances 1 recordings 1 series first heard Jan 2025 last heard Jan 2025

Vinson Bunting’s voice in public audio — every appearance, attributed to the second.

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Yeah, occasionally.
Most, I mean, I would say the vast majority of loans that I did were 30 years.
Okay.
simply because home prices skyrocketed, and monthly payments on a 15-year mortgage are significantly higher than a 30-year.
Right.
But, yeah.
I get it.
Right.
It depends on the situation.
Right.
And we can't give specific advice.
Right.
I would lean towards a fixed rate for most people.
There are some instances where it might make sense to go with an adjustable rate.
That would be maybe for people who are in a job where they have to relocate often or they think there's a high likelihood that they'll sell their house in the next few years.
Because you're getting that lower rate.
And you're getting a lower interest rate with an arm.
It might make more sense to do it in that case.
Do these pants make my butt look big?
One very common thing that people did not, a lot of people did not think about or realize is that in many cases, I could get them approved for more, much more than they really needed to spend.
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