Vinson Bunting
speaker
181 appearances
1 recordings
1 series
first heard Jan 2025
last heard Jan 2025
Vinson Bunting’s voice in public audio — every appearance, attributed to the second.
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Appearances
That's a standard form you get when you apply, and they give you kind of a breakdown of the terms.
The second page of the loan estimate gives you all of the numbers.
And that first section tells you all the origination charges.
That can be extra fees you're paying to buy down your interest rate that they may or may not tell you about.
It can cover underwriting fees and processing fees.
They can be significant.
Keep an eye on those.
That's a big one.
Yes.
Okay.
Absolutely.
And if you're going to shop around, do it on the same day.
Get quotes from different banks on the same day because interest rates fluctuate day to day.
It's important that you're comparing apples to apples.
You're going to get about the same wherever you go, but it can be very different.
They can vary wildly from lender to lender.
Wow.
Absolutely.
And when you get that loan estimate, if you have told your bank or your lender that you're ready to go and you want to lock that rate in, they're going to send you another loan estimate that tells you if your rate is locked in or not.
On that first page, you want to make sure that it is locked in at the terms that you agreed to.
Showing 161–180 of 181 · page 9 of 10
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