A new iPhone for $65, Kate & Monique's Euro trips & free shower heads [Money & Chill]

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Australian Finance Podcast 39 min 3 speakers 6 chapters transcribed 4 months ago
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Owen 0:00
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
Owen 0:45
Here's something worth knowing if you've been meaning to make the switch to a better broker. To celebrate their fifth birthday, Perla are offering three free trades a month for five months if you transfer your portfolio across with a minimum of $1,000. For anyone investing regularly, that's meaningful savings on brokerage that can stay invested instead. Perla is chess-sponsored, built specifically for long-term investors, and now has over $3 billion invested on the platform. If you've been with a platform that doesn't quite fit your strategy anymore, it might be time to take a look. You'll find all of the details at perla.com slash LP slash RASC. That's perla.com slash LP slash RASC. That means it's not specific to you, your needs, goals, or objectives, so don't act on the information until you've spoken with your financial advisor.
Owen 1:36
You'll find our full disclosure, disclaimer, and link to our financial services guide in the show notes. Okay, welcome to this month's Money and Chill. Kate Campbell, wonderful to have you with us. Good to be back. Monique, always a pleasure. I'm here, yep. We dragged you along again. We've got some money-saving tips. We're also going to share some other resources. Everything from things you can do in your bathroom to things you can do at a retail store or on your favorite social media channel. We've got all that today. What else has been happening, ladies? Kate, what have you been doing?
Kate 2:14
Life has been very expensive for me recently and things have cost a lot of money. There's a lot of things that go into buying a property that you don't think about, like buying a vacuum. I didn't realize I needed one until this weekend when I kind of got to the point and the old vacuum just wasn't cutting it anymore.
Owen 2:31
So did you get a hand-me-down?
Kate 2:32
I did get a hand-me-down, but it was someone's vacuum that they didn't want and there was a reason for it. It didn't work very well.
Owen 2:38
Okay. Well, we can write that person off of the Christmas card list.
Kate 2:41
You have to vacuum the same spot about 10 times to get the things going up. So new vacuum, new me.
Owen 2:49
What kind of vacuum did you get?
Kate 2:50
A cheap version of a Dyson because Dyson costs quite a bit and probably a third of a European flight. So I did buy a cheaper version of a Dyson.
Owen 3:00
That's interesting. So you quantify everything in a European flight. Yes. Well, flights are so expensive now. What does it cost you to book your tickets to Europe?
Kate 3:09
Just over three grand, but going at peak time, just after Christmas Day. Okay.
Owen 3:15
So that would mean that a third of that's like $1,000. So then if you go out for lunch and it's like $100, what's that? I can't do quick math. 30 lunches? That's a lot. Yeah. That's like one-thirtieth of a European flight. Wow. And then it's like, what, even more for coffees. I like how we justify this in like units of European flights.
Kate 3:39
Oh, I don't look at coffees in units of European flights, but yours were heaps cheaper. Yeah, I'm going like off-peak though. So it's like half of yours. How much did you get your flights for? Like $1,400. Yeah, but I've also got like a 10-hour layover. It's like it's not a fun time, but it was cheap. So I was like, yeah, I'm doing it.
Owen 3:58
Yeah. Who are you flying with?
Kate 3:59
Singapore Airlines.
Owen 4:00
Singapore Airlines. Okay. And you're flying with Qantas? Well, that's probably...
Kate 4:04
Yeah, totally. I saw the Qantas prices and I'm like, yeah, no, Singapore Airlines, thanks.

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