Super vs property vs ETFs: What should you focus on?
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How should you split investments inside vs outside super?
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
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How Gemma Mitchell, the famous author of The Money Reset, managed to save $900 towards her Finders Keepers $10,000 challenge. You're in for a treat. You're going to get that, plus a bunch of questions and answers on constitutionally protected super funds. What the heck does that mean? We're going to cover that. We're going to answer what people in their 20s should be doing with money, whether it's a first home buyer or whether you're thinking of investing, maybe you're thinking of starting a business. We're going to tell you kind of how to do those things and how to make a choice. We've got a lot of questions in today's episode. Don't forget, you can send them in to us using the link in the podcast player or in the show notes.
We would love to hear from you. Without further ado, let's get into the episode. Welcome to the Australian Finance Podcast by Rask. Together, we will improve your relationship with money, discover the world of investing, save more money, and design the life you want. Please don't forget to subscribe to the show on Apple, Spotify, YouTube, or wherever you get your podcasts because we share at least two wonderful episodes every week. You should know that our favorite episodes drop on a Monday and a Friday with bonuses on Wednesdays. Finally, to hear more from us and get show notes and all those other wonderful things like free courses, head to rask.com.au to find us online. Gemma Mitchell, welcome to today's show.
Thanks for having me. Yeah, it's always good to chat. We have a story. and I think this is relevant for anyone that listens to the show regularly, of how you added $900 to your Finders Keepers challenge. For folks that aren't familiar, at the beginning of the year, Gemma and I sat down and we said, all right, we've got a $10,000 challenge for us in the community. We have to see who can save their ways to $10,000 fastest. And there is a free tracker on our website. We'll put it in the show notes where you can go to rastmedia.com.au slash finders. And you can add up all of those savings and hacks and tricks and tips that you pursued throughout the year and then see how you count towards $10,000. At the time of recording, it's pretty close, except Gemma told me something yesterday which kind of blew me away and we'll add
20% to where she currently is on the finders keepers scorecard. And so we'll be revealing that after we do some Q&A in today's episode.
What are the eligibility criteria for first home buyer grants?
We've got questions on super, the first home owners grant, Blinky Bill wrote in and talked about like, how do you think about investing and managing money through what's going on in the world right now, or has recently gone on in the world.
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Chapters
8 chapters
1
How should you split investments inside vs outside super?
0:00–3:55
2
What are the eligibility criteria for first home buyer grants?
3:55–5:49
3
How can you invest during global uncertainty?
5:49–7:45
4
What are the tax advantages of superannuation?
7:45–9:24
5
What are the trade-offs between super, ETFs, and property?
9:24–11:38
6
Should you focus on one investment strategy or diversify?
11:38–13:28
7
How can you build wealth on a lower income?
13:28–15:12
8
What financial priorities should you consider in your 20s?
15:12–47:16
Speakers
3 identifiedMore from Australian Finance Podcast
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