Make 2025 your most financially empowered year yet! It’s Day 4 of our 5 Days of Holiday Healing, and today we’re going back and diving into financial wellness with former Wall Street trader turned personal finance expert, Vivian Tu, aka “Your Rich BFF.” From negotiating medical bills and tackling debt to mastering savings and estate planning, we cover financial strategies that can transform your money mindset. Whether you’re looking to boost your savings, crush debt, or finally understand investing, this episode is your ultimate guide to making smart money moves in the new year. Don’t forget: Listen closely for today’s “word of the day” to enter our holiday giveaway! Submit it using THIS LINK! Part 2 of this episode HEALERS & HEAL-LINERS: Your money should work as hard as you do. Investing, saving, and reducing debt can multiply your financial potential, ensuring your money grows even while you sleep. Negotiate everything—even medical bills. Many bills are negotiable, and asking for payment plans or discounts can save thousands of dollars over time. The ‘STRIP’ Method for Wealth-Building Works. Vivian’s method for balancing savings, investments, and debt repayment ensures you stay on track while enjoying life’s luxuries. Debt doesn’t have to be forever. Vivian shares strategies for paying off high-interest debt faster while still saving for the future. -- HEAL SQUAD SOCIALS IG: https://www.instagram.com/healsquad/ TikTok: https://www.tiktok.com/@healsquadxmaria HEAL SQUAD RESOURCES: Heal Squad Website: https://www.healsquad.com/ Maria Menounos Website: https://www.mariamenounos.com My Curated Macy’s Page: Shop My Macy’s Storefront OUAI: https://theouai.com/ use promo code: HEALSQUAD for 15% off Nanit: https://www.nanit.com/ use promo code: DREAM20 for 20% off your first order Prenuvo: Prenuvo.com/MARIA for $300 off Use code MARIA20 at Lucia Eyes for 20% off your own pair of blue blocking glasses: https://luciaeyes.com/ Vivian Tu’s Resources: Website: https://www.yourrichbff.com/ Instagram: https://www.instagram.com/your.richbff/ TikTok: https://www.tiktok.com/@yourrichbff ABOUT MARIA MENOUNOS: Emmy Award-winning journalist, TV personality, actress, 2x NYT best-selling author, former pro-wrestler and brain tumor survivor, Maria Menounos’ passion is to see others heal and to get better in all areas of life. ABOUT HEAL SQUAD x MARIA MENOUNOS: A daily digital talk-show that brings you the world's leading healers, experts, and celebrities to share groundbreaking secrets and tips to getting better in all areas of life. DISCLAIMER: This Podcast and all related content ( published or distributed by or on behalf of Maria Menounos or Mariamenounos.com and healsquad.com ) is for informational purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions provided by guest experts or hosts featured within website or on Company’s Podcast are their own; not those of Maria Menounos or the Company. Accordingly, Maria Menounos and the Company cannot be responsible for any results or consequences or actions you may take based on such information or opinions. This podcast is presented for exploratory purposes only. Published content is not intended to be used for preventing, diagnosing, or treating a specific illness. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment.

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