Settling the Rent Vs Buy Debate and 3 Rules of Investing in Real Estate with Paul Mark Morris

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Money Rehab with Nicole Lapin 39 min 3 speakers transcribed
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Nicole Lapin 0:02
I'm Nicole Lappin, the only financial expert you don't need a dictionary to understand. It's time for some money rehab. Is renting really throwing away money? That is just one of the real estate topics that I get into today with Paul Mark Morris, real estate investor and host of the podcast Radical Wealth Plan. And I know that everyone these days with an Instagram account thinks that they are a real estate investor, but Paul is the real deal. His real estate firm oversees 2,000 realtors who have closed more than $7 billion in deals annually. So as a real estate guy through and through, he is the perfect person to have the rent versus buy debate with. As you know, I have a little bit more love for renting than most financial experts.
Nicole Lapin 0:50
Paul also gives a full-on masterclass in the art and science of closing a sale. Paul does what every finance bro has threatened to do since the Wolf of Wall Street. He sells me a pen. But actually, He crushes it. And as a side note, after the interview, Paul kindly mailed both me and our producer pens, which I just think is the greatest relationship building move. 10 out of 10. Highly recommend the interview after this. I am so excited you head up to Big Sur with my husband this fall. We are celebrating our anniversary and while I will miss the little mush so much, we are also really excited to have a little parents time. We deserve that. But you know, it got me thinking about this feeling when you walk out of the door for a trip and you wonder,
Nicole Lapin 1:37
what your blaze is doing while you're gone. Well, it turns out it could be working for you. I've been hosting on Airbnb for forever now, and I tell all of my friends to do the same because it's an amazing way to make passive income from an asset you already have, your home. But some of my friends who are super busy worry that hosting on Airbnb would feel like having a second job. And that's when I tell them about Airbnb's co-host network. Anything you don't have the bandwidth to do, a co-host can handle for you. They can create your listing, manage reservations, manage guests, provide onsite support, even handle design and styling. So whether you're traveling for work or you're escaping the winter, or if you have a second place that just sits empty way too often, your home doesn't have to sit on the sidelines.
Nicole Lapin 2:20
Instead, you can earn a little extra cash without adding another job to your plate. Find a co-host at airbnb.com slash host. What is your bank doing for you? And how much is it costing you? That's a serious question, because if they're charging you $8 a month with zero extra services, I've got to stage an intervention here. What are you paying them for anyway to hold your money for you? You deserve better. That's what I love about Chime. There are no monthly fees, no maintenance fees. My younger self would have definitely benefited from this. It's not just the no fees thing. It's what they have to offer you, too. If you set up direct deposit, you can get paid up to two days early automatically. And with qualifying direct deposits, you're eligible for free overdraft up to $200 on debit card purchases and cash withdrawals.
Nicole Lapin 3:05
Plus, they have over 47,000 fee-free ATMs. So seriously, ask yourself, what is your bank doing for you? And just how much are they charging you to do it? And if the math isn't mapping, think about making a change. Work on your financial goals through Chime today. Open an account in just two minutes at chime.com slash MNN.
Unknown 3:24
Chime feels like progress. Chime is a financial technology company, not a bank. Banking services and debit card provided by the Bancorp Bank N.A. or Stride Bank N.A. Members FDIC. Spot me eligibility requirements and overdraft limits apply. Timing depends on submission of payment file. Fees apply at out-of-network ATMs. Bank ranking and number of ATMs according to U.S. News and World Report 2023. Chime checking account required. Paul Morris.
Paul Mark Morris 3:39
Yes.
Nicole Lapin 3:39
Welcome to Money Rehab.
Paul Mark Morris 3:40
Thank you for having me. I'm really looking forward to it.
Nicole Lapin 3:44
You made me feel like I'm a disc jockey. Yes.

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