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Smart Money Happy Hour with Rachel Cruze and George Kamel

The Ups, Downs and Lessons of 2024

Thu, 26 Dec 2024

Description

💵 Start your free budget today. Download the EveryDollar app! It’s almost time to put out the flame on 2024, and we’re feeling reflective. In this episode, Rachel and George look back on the best (and worst 😅) Smart Money Happy Hour moments of the year, including money lessons you won’t want to forget in 2025. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.     💍 Get your tickets for Money & Marriage Getaway! 💸 Beat debt and build wealth with Financial Peace University. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.     Best Episodes of SMHH 2024: Why Short-Term Rentals Are No Vacation “Harmless” Purchases That Drain Your Bank Account Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SmartMoney.  Today’s Happy Hour Specials: Reddish Rita Episode: Financial Realities You Learn as an Adult Ingredients: 1 ounce Reposado tequila 1 ounce Blanco tequila 3/4 ounce orange liqueur 1 ounce lime juice 1/2 ounce agave nectar   Corpse Reviver No.2 Recipe: Difford’s Guide Episode: Are You Guilty of These Financial Turnoffs? Ingredients: 3/4 ounce gin 3/4 ounce Cointreau triple sec liqueur  3/4 ounce aromatized wine (e.g. Lillet Blanc) 3/4 ounce lemon juice (freshly squeezed) La Fée Parisienne absinthe   Lemon Drop Mocktail Recipe: Food Banjo Episode: Why Nothing Is Enjoyable Today Ingredients: 1 1/4 ounces lemon juice 3/4 ounce simple syrup 2 1/2 ounces club soda, chilled or sparkling water Sugar Ice Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Chapter 1: What are the key moments from 2024?

148.956 - 151.78 George Kamel

All right, let's talk about category... Was it with ratings, correct?

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151.92 - 153.282 Kelly

So this is a reddish Rita.

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153.642 - 154.063 George Kamel

Booyah.

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154.123 - 157.907 Kelly

Yep, this came from the Financial Realities You Learn as an Adult episode.

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158.008 - 158.608 George Kamel

Great episode.

158.789 - 173.803 Kelly

Yep, you both gave it a 10 out of 10 originally, so consistent. Oh, my gosh. And this has... Roposado tequila. Yep. Blanco tequila. Orange liqueur. Lime juice. And agave nectar. Okay.

173.823 - 179.046 George Kamel

Beautiful. And we'll put the recipe in the show notes if you want to check out some of these all-time favorite drinks.

179.186 - 189.352 Rachel Cruze

And our episodes we'll put there, too. And the links to the episodes. Yeah. If you missed it, just in case. Because those are some solid episodes. Yep. Okay. All right, George. Category number one when we look back is pop culture moments.

189.372 - 190.933 George Kamel

Best and worst pop culture moments.

Chapter 2: What cocktails represent the highs and lows of the year?

340.7 - 346.523 Rachel Cruze

The Golden Bachelor became a thing. So I used to watch, I was a big Bachelor fan. Did you know this about me?

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346.783 - 347.363 George Kamel

I did not know.

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347.623 - 365.208 Rachel Cruze

I watched, golly. Golly. Golly. Shucks. The Bachelor. Golly. I watched from probably 2007 to 2007. I bet I watched a solid 13 years of The Bachelor.

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365.408 - 366.068 George Kamel

That's impressive.

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366.108 - 366.549 Rachel Cruze

Every season.

366.649 - 368.65 George Kamel

I have never dedicated my life to anything.

368.69 - 375.705 Rachel Cruze

But I stopped. I fell off the wagon. I fell off the wagon. Wow. I'm not back on. I'm still on The Real Housewives. They're on my prayer list.

375.765 - 377.787 George Kamel

What about the Mormon wives? Are they on your prayer list?

377.807 - 389.237 Rachel Cruze

Never went there. Never went there. Yeah, no, I don't know. I hear about them. It feels a little youthful for me. Interesting. I need older 60-year-old women on the OC. I'm guessing. Spending money they don't have. That's what I enjoy.

Chapter 3: What were the best pop culture moments of 2024?

997.043 - 997.203 Rachel Cruze

Yeah.

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997.423 - 999.744 George Kamel

Well, I'm sorry that our rating changed.

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999.784 - 1001.645 Rachel Cruze

Man, that makes me sad. I'm going to drink it just out of solidarity.

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1001.665 - 1003.566 George Kamel

I still think it's a great drink. Yeah, don't let that sway you.

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1003.586 - 1009.71 Rachel Cruze

I know. I think the licorice came real quick on the tongue. Maybe that was from the tequila from the earlier drink. Yeah, the absinthe.

1010.55 - 1036.695 Rachel Cruze

let's talk about okay so our best episode george you ready for this and this is all on youtube so podcast we love you but they ran it on youtube uh was why short-term rentals are no vacation so we talked about hotels versus airbnbs and how the airbnb quality is really declining because lots of fees you got to clean it yourself like there's just so much work involved now with airbnbs it's not as turnkey and man people uh they love the episodes they clicked on it but they're

1036.715 - 1038.516 Rachel Cruze

We had some love-hate to it, always.

1038.816 - 1039.217 George Kamel

Always.

1039.277 - 1042.479 Rachel Cruze

With some high-viewing episodes. But that was one of our top ones, George.

Chapter 7: What is the significance of the Golden Bachelor?

1998.396 - 2000.538 Rachel Cruze

That's right. Yeah, yeah. Some tickets are probably still available.

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2000.558 - 2002.619 George Kamel

So check it out. Come see us in Nashville.

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2002.799 - 2004.38 Rachel Cruze

Favorite family memory of 2024?

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2004.661 - 2009.264 George Kamel

I'm going to say we got a play set for Mia. Cute. And she goes down the slide.

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2009.284 - 2009.364 Rachel Cruze

Cute.

2009.484 - 2012.546 George Kamel

It's my favorite. She squeals every time and then claps for herself.

2012.566 - 2015.969 Rachel Cruze

Love. Mine's puppies. Worst financial trend 2024? Go.

2016.529 - 2017.149 George Kamel

Oh, my gosh.

2017.65 - 2018.43 Rachel Cruze

Crypto. Go.

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