#240 Setting Your Marriage up for Financial Success

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Money Mindset Podcast - Budgets Made Easy 26 min 2 speakers 4 chapters transcribed 1 month ago
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Ashley Patrick 0:00
Welcome back to another episode of the Money Mindset Podcast. I am your host, Ashley Patrick, with Budgets Made Easy. And today we have a very special guest, Rachel, who is a money and mindset coach. She started her business after her and her husband navigated some serious financial lows and highs, which inspired her mission to help engage couples, build clarity, confidence, and connection with money before... marriage. She guides couples in learning how to have the hard conversations, align your values, set shared goals, and set and start your financial journey on the right foot so you can enter marriage ready to thrive together. So if you know somebody that's engaged or newlyweds, share this episode with them.
Ashley Patrick 0:52
We're going to dive into some tips and tricks on getting on the same page working as a team because that is so incredibly important to start your marriage up for success money is such a major stressor in relationships and so when you can start having those conversations early and working together and working on the same goals oh You're just going to be in such a better place when other things start to get hard. So make sure and go follow Rachel on Instagram, Alpine Ascent Solutions. Let her know that you found her on the Money Mindset Podcast and let's dive in. Hey there, welcome to the Money Mindset Podcast. I'm Ashley Patrick, realistic, judgment-free money coach, and I've been a money coach for over seven years.
Ashley Patrick 1:48
I break down the overwhelming side of money that keeps you in debt and living paycheck to paycheck. Let's dive into it. Hi, Rachel. I'm so glad to have you here with us today. How are you doing? I'm good. Thank you for having me. Absolutely. So Rachel is a money and mindset coach and you typically work with like young new couples, right? Like newlyweds or engaged couples, right?
Rachel (Alpine Ascent Solutions) 2:15
Yes. My main focus is engaged couples. I do work with people outside of that, but where I mainly focus is the engaged couples.
Ashley Patrick 2:27
Yeah, awesome. And I wanted to talk to you today because I don't work with that demographic typically. The women I work with are older, maybe their kids are that age where they're starting to get married and they're teaching their kids about finance, things like that. So I thought it was really important to bring you on because even when I've spoken with with couples, financial coaches and stuff in the past, it wasn't necessarily geared toward that the younger couple or maybe not even younger. I mean, because older people get, you know, people my age are getting married for like the second time and maybe they want to not make the same mistakes that they made the first time when it comes to finances.
Ashley Patrick 3:11
You know, finances are the statistic. I actually looked it up yesterday is around 50%. 40 ish percent, uh, contributing to divorce or maybe the main reason, obviously there's probably a lot more moving parts to that, but it is a big stressor for couples. And so starting with this conversation before you get married, when you still like each other is, is so important. So why don't you tell us a little bit about yourself before we get started? And then we're going to dive into working together as a couple, like aligning your values together, because that's so important. Even if you're not a younger couple and you haven't done this before with your spouse is still good information, but building that trust and that confidence around money
Ashley Patrick 4:00
as a couple, because it is important. Like if you want to reach these really big financial goals, it's so important to work together instead of against each other. So why don't you introduce yourself and then we'll dive in.
Rachel (Alpine Ascent Solutions) 4:15
Absolutely. So I'm Rachel. I'm actually first and foremost, a mom. I have a sweet little four-year-old at home who keeps me busy. And, um, I would say about four years ago, when I had my son, I realized there's something else I wanted to do. I wanted to help people. I wanted to do something, make an impact somewhere. I just wasn't sure where that was going to be. At the time, I was an event coordinator and a musician.

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