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今周大耳朵

央行開槍升息,房貸地板利率飆2.185%...千萬元房貸6次升息多扛「這麼多」:再來還會連續升?|Morning早安學 EP795

01 Apr 2024

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央行(3/21)召開2024年首季理監事會議,利率再調升半碼,連同本次升息週期,此次為第6度升息,讓房貸族的負擔進一步增加。 以貸款1000萬元30年期試算,房貸利率2.06%,本息平均攤還本來每月金額3萬7263元,升息半碼過後,房貸利率2.185%試算,則每月償還金額增加到3萬7894元,月還款多631元,每年多繳7572元。 若以6次升息來計算,每月增加房貸金額高達13638元,一年則是要增加163656元,累積升息所額外增添的負擔相當驚人。 撰文|彭蕙珍 文章連結|https://reurl.cc/qrxnA0 - ★立即加入Podcast專屬交流社群 | discord.gg/ZCYX3MseRh ★Google Podcast 4月已停用,可改用YouTube Music 或Apple Podcast 、Spotify、KKBOX等收聽唷★ -- Hosting provided by SoundOn

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