Allie Howard

speaker

13,646 appearances 144 recordings 1 series first heard Dec 2024 last heard 7 Aug

Allie Howard’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 70 in all, peaking in Oct 2025 with 11.

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing · EE Savings Bonds · 10 Jun 2026 podcast

Do you need to hold it up for you?

Your interest rate.

That's okay.

It is late in the afternoon for us.

24, right?

75 divided by three.

We can do math.

We promise.

And let's talk quickly about compounding.

So it doubles three times, but that doesn't mean times three.

So using your $10,000 example from before, it doubles once, we're at 20, doubles twice, we're at 40, it doubles three times, we're at 80.

Sorry.

I'll add one more thing because I don't think you directly stated it.

If you use the rule of 72 for it to double in 20 years, that works out to roughly 3.5% that you're getting on interest rate compared to our stock market example.

Again, using historical returns, 10%.

So you really just have to weigh how much risk –

You want to take versus the reward because I don't want to skip over it.

You're a stocks guy.

I also am a stocks gal, but the devil's advocate would say, okay, but the 20 year time period, it's guaranteed to double.

And that word guaranteed does carry a lot of weight.

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