Craig Ramsey

speaker

455 appearances 2 recordings 1 series first heard Dec 2025 last heard 11 Jun

Craig Ramsey’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 1.

Appearances

newest first · ▶ plays the moment

Off the Rails from the U.S. Faster Payments Council - FPC · 4 Dec 2025 Craig Ramsey of ACI Worldwide on Stablecoins, Instant Payments, Cloud computing, and Formula 1 · 4 Dec 2025 podcast

So it's really time that we saw more benefits of ISO 2002, not just with the rail hopping, but better products for customers.

And in particular, those business-based customers to take advantage of the new standard.

It's not just a technical standard.

It's a foundational element of payments modernization.

And it's been talked about for so long, it's great to finally get there.

And here we go.

Bingo term number one, AI.

Now, AI and ISO 2002 are absolutely linked.

Because it's more structured, AI can be given the vast amounts of more data in a structured manner, and it can start to make use of that.

So not just that intelligent payment routing, but also fraud protections, reconciliation of data, and all these other back office functions in payments can start to take advantage of AI and the use of the ISO 20022 data.

I guess the next thing we'd look at would be instant payments and faster payments.

Your original question was specifically around that.

And obviously, there's been changes there, both from a government level, a federal level, the push to avoid the use of checks.

And some of those checks will move to the ACH networks as they should.

ACH is a fantastic way of paying still, and that's not going to change for years and years to come.

But other payments will certainly take the advantage of the benefit of instance.

It's where you need to reach the beneficiary instantly does an instant payment come into its own.

If there's no hurry for the payment, then if ACH is a cheaper method of paying, then fine, use that.

But where there is expediency at the payment and the need to send it as late as possible, or indeed send it just in time, or indeed make sure the beneficiary has an instant use of the funds,

then an instant payment is the way to go.

Showing 201–220 of 455 · page 11 of 23