Dileep Thazhmon
speaker
552 appearances
2 recordings
2 series
first heard Jan 2025
last heard 28 May
Dileep Thazhmon’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.
Appearances
We've filed for our money movement license in Mexico as well.
In Brazil, we're actually filing to be a full deposit-taking bank.
So it's a very high bar for a license.
But if we don't have this license, one, again, we don't have the full customer flow.
So we can provide some version of the cards.
We can provide some version of the payments.
But to really be...
kind of the global business bank, enterprise bank, financial operating system, you need to own accounts as well.
And to own accounts, you need these licenses.
So we have always looked at licenses as core defensible mode, as in the product we want to build cannot be built without licenses.
And so the issue with licenses is it takes time.
And so part of the way I think about building is how do you get into market quickly?
Yeah.
And get a lot of market share.
And then you just have a team that just every day we're just building layers and layers of this license.
And so that way the customer experience hopefully is seamless.
They see the same thing, but on the back end, the product is a lot better because now the licenses sit directly with us.
And then the second part that is really important with licenses and with infrastructure is it helps us to expand the margin.
Our margin has expanded from 40% two years ago to north of 80% right now.
You cannot do that unless you own the infrastructure and unless you have the regulatory coverage, because then you get the whole lion's share and then you pay it out to partners.
Showing 121–140 of 552 · page 7 of 28
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