Karen Brown

speaker
194 appearances 1 recordings 1 series first heard Jun 2025 last heard Jun 2025

Karen Brown’s voice in public audio — every appearance, attributed to the second.

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And that then hopefully with more banks onboarding brings in more of that adoption into the US market.
Whereas with regards to sort of like in Europe, separate instant now is being mandated across all the European banks.
If you offer separate bulk payment processing, you also now have to offer separate instant.
And of course, earlier this year, the first milestone was, was done, which was you the ability to receive.
And then obviously later this year, you have to also send.
So it's, it's,
That's one of the fastest ways of getting things adopted and getting things moving is when they are mandated and pushed into the market.
And I think the difference is from the US perspective is that that isn't there.
So it's how banks are looking at how do I offer this service and how do I get the momentum?
So I think a lot more work for doing that is on the US banks versus...
it from a non-US bank where it's just mandated and you must comply with regards to it.
Yeah.
So there's a couple of things there.
So for instance, you know, I think from a faster perspective,
It's like in the US, you've got two, two faster payment routes, right?
With regards to it, which one do I choose?
How do I do it?
How is there any cost symmetry between the two?
Like what you have with regards to the ITGS system, with regards to their symmetry, with regards to that.
But it's like, how do we bring that symmetry with regards to two faster payment routes?
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