Karen Brown

speaker

194 appearances 1 recordings 1 series first heard Jun 2025 last heard Jun 2025

Karen Brown’s voice in public audio — every appearance, attributed to the second.

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Off the Rails from the U.S. Faster Payments Council - FPC · 26 June 2025 Karen Brown from CGI on Instant payments adoption, successes, and renovating historic homes · 26 Jun 2025 podcast

Which one is the better one to use?

Or are they both as good as each other?

So again, that's an adoption approach that banks also have to look at.

And then also you then have the other thing that is in the ACH world, you're now doing same day assessment.

No other ACH system around the world is doing same day assessment with regards to ACH payments.

So again, that is something that's very, very different in the US that it's not anywhere else in the world.

And whether or not that's the right approach or not, does that impede the adoption of faster payment rail?

Time will tell in regards to that.

Yeah.

And that's, and that's a big one there with regards to, because like, you know, in the UK we have building societies where here was credit unions, for instance.

And then of course you've got the big banks and then you've got a lot of mid and small tier banks where they obviously use a third party service provider to

that will provide their payments processing for them.

And that's quite different from a European and a UK perspective in regards to that operation.

But looking at it, it's like from how do you push that messaging with that adoption to grow in those lower tier markets?

Because launching a new payment route is not cheap for a bank.

It is expensive with regards to it.

And from that viewpoint, it's

What's the business value add that people who need to adopt, you know, the banks that need to adopt it, how do they approach from their business case to bring it into market and provide that offering to their client base?

I think the other big thing is, is that when you look at it, is who are they targeting with regards to their business case?

Is it just going to be corporates or is it going to be you and I like account to account kind of thing?

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