Michael Chernow

And I bought a house in upstate New York and I didn't buy the house outright.

Like I put a down payment on it, you know?

But yeah, it changed my life.

And, you know, I helped my mom out with some cash and told my mom, you know, my mom never had money.

So I just said, hey, like...

I'm going to make better decisions than the decision I just made as I continue to grow my career and just know that you'll be okay for the rest of your life.

Not that I'm rich by any stretch, but I felt like, especially after my second exit, I was like,

you're good.

And that made me feel really good.

I mean, my habits almost, you know, the way I kind of look at it is habits will make us or break us, period, done.

That is just the bottom line.

The decisions that we make on a daily basis define who we are, period.

the decisions that you make are right now.

You don't make decisions today, you can plan for tomorrow, but the decisions that you make are ultimately going to impact you in the moment, right?

And specifically the little ones.

Am I going to hit snooze or am I going to get out of bed?

Am I going to eat the donut or am I going to eat the kale salad?

Am I going to go to the gym or am I going to skip it?

Am I going to take the bait when my wife says something that I don't like or am I just going to take a moment, give myself a little bit of time to metabolize and not take the bait?

These are the decisions that I am trying to help people with.