Mikey Smith

speaker

1,937 appearances 5 recordings 1 series first heard May 2026 last heard 9 Sep

Mikey Smith’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 5 in all, peaking in Sep 2026 with 1.

Appearances

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Keep The Change · How To Get A Mortgage In New Zealand: Mikey Smith of Guardian Smith · 15 Jul 2026 podcast

let's do this this and this with it and then we'll be able to go get the home loan if we don't disclose that what happens is i send it off to the bank or one of the guardians sends it off to the bank the bank comes back and they say oh there's this and you have to go back to the client and have a weird conversation hey you didn't disclose this to me oh yeah i remember about that it's like yeah whatever and then there's you know it's back and forth and wasting time because like we could have had the approval by now if you just told me up front

So that's like another, some of it's genuine.

So like probably about 18 months in, I'd seen so many bank statements and pay slips that I stopped caring about what people got paid and

Like with someone, if I get pay slips and they say 80 grand and then I see another pay slip and it says 800 grand, I feel nothing.

Yeah.

It's a process.

Yeah.

And it's like, cool.

We might have a bit of a different conversation around the advice piece about what to do next, but like, it's just my job.

Yeah.

Yeah, I mean, the parents won't be listening to this pod, but the parents, the parents are generally like, I know how to do this.

And I'm like, yeah, you did 25 years ago.

Things have changed.

Yeah, yeah, yeah.

So that's the funniest part.

There's a few different ways that people use parental help.

There's straight gifting.

It's like, here's 80 grand to go towards your first home.

Unconditionally, you can just have it.

There is purchasing with them now.

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