Vivian Tu

They're not, are they Crocs?

Yeah, I'm like, he's wearing Crocs.

He's wearing Crocs.

It was like bedazzled, right?

And it looks like my nephew.

It looks like my nephew, right?

just out of high school.

And I'm like, you're like my nephew right now, who's just out of high school, who has no clue what's happening in life.

Like the nicest kid, but doesn't know anything about money.

Doesn't know how to take care of himself really.

Doesn't know how to like, he's just figuring out life.

Like I was at 20, 22 and I'm like,

this kid is having a child right now.

And he seemed like so excited to be a dad.

He's like, I'm going to do everything I can for my baby girl.

But this kid didn't have any financial literacy.

He was coming from a few hours away in a smaller town in California.

And I could tell he didn't come from a lot of money.

He didn't have a lot of money and he was a child.

And I was like, if I had a kid at 18, 19, I would be screwed in terms of like, I wouldn't have been able to set my kids up.