Matthew Cox | Inside True Crime Podcast
The SHOCKING Truth About Being Gay In Prison | Hilarious Prison Stories
Sun, 19 Jan 2025
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Chapter 1: What are the challenges of being gay in prison?
Gay guys rule in prison. Hey y'all, Kiki's here. Matt! Matt!
They would sit on my lap. Just adults. I'm like, hi. I'm like, little help. I started crying. In my lap, just crying.
I'm like, can somebody... Hey, you guys. Me and Tom Simon went to a comedy show recently, and we met Carl. Carl was the headline act, and that's how we ended up on the podcast.
Sorry, I missed the behind-the-scenes story. What? How were you in prison?
The quick version is... Yeah. You want to say, yeah, the quick version is I was a mortgage broker. I owned a mortgage company, which in Florida is not hard to do. You know, you, you take your class, you get your, take your little class, you get your little certificate. And for back then for an extra $250, you could become a brokerage business. Then you hire other guys.
So I was a mortgage broker for about a year, year and a half. And then I hired, I started my own company and hired a bunch of guys. And then, so I'm getting a piece of what they get. And very quickly, I had a dozen guys. The problem is from the very first loan I ever did contained fraud.
And it's like, you know, what guys are like kind of like soft fraud where you had a verification of rent and my borrower had been 30 days late on her rent like a year and a half ago. But that's a deal killer. She's not getting a 95% loan. That's over. You're done. You're done.
Yeah.
So, you know, I white it out, make a copy. I was told by my manager, this is what I do. Put it in there and then never find it. Sure enough, the loan closed. Made like $3,500. And the next guy that comes in, you know, he made $55,000 on his W-2 that year. He made $60,000. He could get the loan. Well, I got a degree in fine arts.
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Chapter 2: What led Matt to prison?
I got pulled over so many times as this one guy. I had to go to traffic school as him. I was about to lose his license. I kind of want to lose his license. I got a car and a condo.
That is a lot to keep track of.
As a matter of fact, that guy, I legally had his name changed just to see if I could do it, just to go through the process. And I actually paid a lawyer to change his name because I had the same name as him. So I wanted to go through the process. I was always trying to figure stuff out.
So you obviously clearly had enough money.
Why don't you just stop? So that's the whole thing is to answer that question. It starts off as... If I could just get my bills paid. Sure. And then it becomes, you know, if I, if I just had like, if I could just get like a hundred grand in the bank, I'd have a cushion. I feel better. Okay. And then it's 500 and then you get to a million and they get to 2 million.
And then the line is just blurred. And you just figure, you know what? I'm so fucking good at this. They're never going to catch me because I've been caught many times. I've been arrested, brought downtown, convinced them the bank made a mistake. You need to let me go. They let me go. I've been chased by the U.S. Marshals.
I've been caught by the banks, had meetings with lawyers, been caught, been told we're calling the FBI. This is fraud and said, look, let me just pay you back. You call the FBI. You'll never get your money back. But I can cut you a check right now for 200 grand. You can't do both. You call the FBI. You're going to get a fucking house that's worth 40 grand back or you want your 200 grand.
Which one? You want the FBI digging through your files? And then it's someone like Washington Mutual. They're like, you have the $200,000? I do. So eventually I get caught. I go to prison. I end up doing 13 years. There's more to that story too, but I get 13 years. So I got out five years ago.
Like, first of all, you have a brilliant mind. They should be interviewing you. Where's my wife?
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Chapter 3: How did fraud become a career for Matt?
This is amazing. We also have Patreon. What was your turning point? Like where you were like.
I mean, I got 26 years.
Well, no, but you could be there like hustling in prison too.
26 years and you got on 13. I got it down to 13.
You could have been hustling in prison though and could have been doing your thing or whatever. But what like changed you as a man that you come out of prison? Like, okay.
That you get changed. Everybody thinks that.
They want to believe that. It's Hollywood. Fucking Hollywood.
No, no. Yeah, we've all seen it.
He didn't change. He didn't murder anybody.
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Chapter 4: What was the experience of being a con man in prison?
Monologue or whatever.
Yeah, you had to do a one minute skit. Yeah. And I remember thinking... And they're like, oh, you're funny. You could do that. I'm like, no, no, I'm not funny. It's not fucking easy to be funny for a full minute. I don't know who thinks that's funny. You can't just, you gotta be, oh, but you're smart. That doesn't mean anything. You have to be clever. You have to be sharp.
You have to be on your feet. That's like working the crowd.
That could go bad. To do a minute is hard. Right, that's what I'm saying. To even get somebody to laugh in a minute.
that that's what i'm saying there's no bill five minutes yeah and it's funny because they were everybody was like no you're funny i'm like no you don't understand my stories require yeah setup yeah like i can tell a funny story in the course of telling things that happened in prison but i have to explain that i went to prison here's why i went to prison a minute's over it's already over yeah even if i just said bank fraud and moved on doesn't matter that each one of these stories is has a it's still a couple it's still a minute at least two minutes like what am i i'm not gonna
And even their comics I see that are on there, it's kind of like they're just weird. And that's what's funny to them. Yeah, because they're not really comics. A lot of these guys are like just quirky dudes that are just starting comedy. But then they're getting this name. And then headlining. Right. And then you crowds are going to see these guys and they're not that good.
They're not that strong. Well, it's yeah.
They can't handle hecklers. Yeah.
I always say, I've said this a few times is that, um, I don't know. There was a Barbara Walters, uh, the last Barbara Walters interview that she did, like before she like retired, I don't know where she was. She's probably still doing it now. They retire a few times, but she was retiring and,
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Chapter 5: How does one transition from prison to a normal life?
success story that's the middle class he runs this country god bless him he doesn't have a story now you know lives in a cul-de-sac his wife's cheating on him like that's just like what's his story like i'm sure he's a nice guy but he you have to have been through some shit you have to have been evicted you have to have some domestic violence in there you've got to have you got to beat your
wife if you want a good story if you want to have a good story yeah you're gonna start blow up on you yeah yeah this doesn't have to be crime but you have to have gone through you have to have an alcohol problem but you exactly yeah dude we can talk dude i'm sober 11 years i got stories bro yeah i was a train wreck i was a couple bottles a day for legit really oh hell yeah
See, those are probably the more interesting stuff. I did cruise ships for 10 years. I was working as a comic on a cruise ship. I did Carnival for 10 years. I was fucking lost. It was soul-crushing. See, we should have just started with your story.
I mean, I think this is what I think. I mean, it's been flowing so good. I think I'm just going to have you do a little intro. Like, hey, me and Tom Simon, we're at a... Comedy Club.
Oh, okay. And then do a little intro.
And then I'll just start it off when they ask you. Because I think it's interesting for the audience. I think it's always interesting for the audience to see someone who doesn't know Matt's story realize the story. Especially a comic. Yeah, yeah.
We just met. Yeah, yeah. I'll send you a podcast. It's funny because I always think... When I was there, I think the best podcast I did was probably Danny's or... Or Soft White Underbelly. But everybody else says – so I did – do you know who Lex Friedman is?
Yeah.
So I did Lex Friedman. Oh, cool. And it was – Seven hours? Seven hours. Oh, my gosh. It was actually – I think it's six and a half now. I think it was like seven and a half. He trimmed it down to six and a half. Whoa. It's one of the longest podcasts he's ever done. And it wouldn't have been that long. I was ready to go and do my two-hour bit. That's it.
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Chapter 6: What are the implications of gambling addiction?
Chapter 7: How do relationships evolve after incarceration?
What was the other one? The chick was, somebody was, oh, she had a degree in psychology. Oh, yeah. You want to just be a life coach. Yeah. Doesn't that suck now? Because now you can just be a life coach. She's like, yeah, I know.
And she knew. That's great. That's awesome.
You can see in her face like these motherfuckers.
Yep.
You just go on social media, build yourself up a little following, and you can start- And some catchy catchphrases, like some stupid quotes.
Today's going to be a good day.
I've had multiple guys on here that that's what they do now. They're like life coaches. So there's Luke. But Luke- successfully runs multiple car car lots and has several different businesses. So he's turned himself into like he went to prison. He was addicted to opiates, robbed the bank.
He's like six foot two massive walks into the place with the with the mask and says, I think we all know why I'm here.
Whoa, whoa, whoa.
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