ep 394 | Value, growth, or a bit of both?

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On Point 11 min 1 speaker 8 chapters transcribed 19 days ago
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What are the fundamental differences between growth and value stocks?

Mark Lister 0:00
On point with Craig's Investment Partners. The information provided here is general in nature and it's not financial advice. It doesn't take into account your situation, objectives, goals, or risk tolerance. All investments are subject to risk and none are guaranteed. Before you make any investment decisions, we recommend you contact an investment advisor. For more information about our services or to view the Craig's Investment Partners Financial Advice Provider Disclosure Statement, please visit. Visit our website which is craigsip.com. Welcome to On Point. I'm Mark Lister, Investment Director at Craig's Investment Partners, and I'll be talking about a range of topics including economics, portfolio strategy, investor education, and anything else that's happening out there in financial markets.
Mark Lister 0:49
G'day team, hope you are all well. Today I wanted to talk about growth stocks, value stocks, what the difference is, which is better, and how we should think about those when we're putting together portfolios. Because as you'll all know, if you follow markets, us investment people love to put things into categories, boxes, and themes, and individual stocks are no exception. So these are two The most common labels that you'll find that people will apply to businesses or shares, growth and value. They've been used for decades to describe different types of companies and different types of investment styles. So a growth stock is a company where the revenues, the sales, the profits are expected to grow more quickly than the wider market.

How do growth stocks like NVIDIA generate high returns without being over‑valued?

Mark Lister 1:39
These Types of businesses typically reinvest heavily in their own businesses to fund further expansion because they usually have a lot of growth options and a lot of uses for that capital. They do that instead of returning those profits to shareholders through dividends. The tech sector is a really obvious example, and NVIDIA is a classic example of a growth stock of recent years. Booming demand. For AI infrastructure has driven massive increases in NVIDIA's revenues, sales, and profits. But interestingly, that doesn't actually mean that it is extraordinarily expensive. Because while its share price has soared in recent years, its earnings have risen substantially as well. So what that means is that NVIDIA trades at a forward PE ratio, price
Mark Lister 2:29
Earnings ratio that isn't actually that high compared to the broader market, compared to its own history, or the rate at which its profits are growing. So that is a very appealing combination. And some people would describe that as growth at a reasonable price. Now, value stocks tend to sit at the other end of the spectrum. So these types of businesses, they're more mature. Uh they're trading at modest valuations relative to their earnings. So you don't pay quite as much for them, but you don't get that same growth profile.

Why do value stocks typically offer higher dividends and lower price multiples?

Mark Lister 3:03
They typically pay higher dividends in part because they've got less need or less opportunity to reinvest those profits into future expansions. So instead of getting your gains by share prices rising on the back of growing earnings, you will get. Some of that return by cash dividends that will come back your way. Now, growth stocks that we've mentioned in video as an example, they tend to be in sectors like technology, but value stocks are usually found in sectors like financials, industrials, energy, and materials, those sorts of sectors. That is very much a generalization, and we shouldn't always assume that growth. means expensive tech companies or that value simply means cheap. Now, when you look across the market, across all the investment professionals and fund managers and so forth out there, you will find strong proponents of both growth and value investing.
Mark Lister 4:00
Now, neither approach is superior to the other. Although over the long term, you'd have to say that growth has had the upper hand. When I look back to 1995, the S P 500 growth index, and this is including dividends. The growth index of all the growth stocks has returned 12.2% annually. When we look at its value counterpart, it's had a good run, but it's only returned 10%.

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