Do you set "goals" in January as New Year Resolutions and then never achieve them? Or better yet, you write them down and put them in a drawer never to be looked at again? Well, let's fix that! In today's episode I will be discussing with Monica about the right way to set goals and when you should be doing it. Hint: it's now, not January. Meet Monica! Monica, “Monie”, is a personal finance author and blogger committed to educating solo parents to go from financial couch potato to superstar. She shares her story of divorce, raising kids and $257,000 of debt to 10 years later reaching financial independence. “So SMART goals is an acronym for specific, measurable, attainable, relevant and time, time constrained or time bound. And that, that was huge. But I think the step before that for me was understanding what was important. What were my priorities? Where did I really wanna focus? What did I value? And once I had a kind of a general idea of that, the smart goals really helped to kind of evolve that and massage that into concrete steps that I could take.” - Monica Scudieri Timestamps 00:00 - Introduction for today's episode 04:25 - Meet Monica 06:24 - Monica's goal setting process 09:40 - Setting micro goals everyday 11:49 - How often should you review your goals 12:49 - Creating habits and routines to build consistency 13:47 - How often should you evaluate and redo your goals 20:33 - What are SMART goals 23:41 - Last words of wisdom 25:14 - Rewarding yourself for each goal achieved Need help? Sign up for a no cost Budget Strategy Session with me! Pick your time here: www.budgetsmadeeasy.com/strategy And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Book your Budget Strategy Session here- www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Monica: * Instagram: https://www.instagram.com/MonicaGYS1 * Twitter: https://twitter.com/GrabYour_Slice * Website: https://www.GrabYourSlice.com * Linkedin: https://www.linkedin.com/in/MonicaScudieri Special Guest: Monica Scudieri.

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“What did the council decide on item 42?” — answered with the speaker and the moment.