How much of an impact does an extra $100 per month have on paying off debt? Listen to this episode to find out as Ashley delves into the topic of paying off debt and emphasizes the importance of making consistent payments to achieve financial freedom. She provides a clear breakdown of the numbers to demonstrate how an extra $100 per month can significantly impact debt pay off. Additionally, Ashley gives an example scenario to illustrate the importance of consistent payments towards debt. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “When you are intentional and you are sending extra money to debt, which method you use does not make a difference. It might, if it's taking you a long, long time and you're starting and stopping and all of those things, it could make a difference. But when you are being really intentional about it, it doesn't make a difference. Like it really doesn't.” - Ashley Patrick Timestamps: 03:35 - Introduction to the episode's topic 05:00 - Discussing the potential impact of making $100 towards debt each month 09:21 - Example scenario with three credit cards using the debt snowball method 13:34 - Comparison between the debt snowball and debt avalanche methods 19:43 - Celebrating wins 30:46 - Using tax refund to pay off credit card Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: Book your Budget Bestie Meetup episode here- www.budgetsmadeeasy.com/meetup Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

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“What did the council decide on item 42?” — answered with the speaker and the moment.