Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren't a magic fix for your finances, they can be a useful tool when used correctly. In today's episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She'll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets. Listen in to discover practical tips and tools that will empower you to take control of your finances and achieve your financial goals. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A budget is just a goal for your money. It's a goal for your spending, but that's not enough, right? You still have to stick to it. So an app that just helps you categorize and see where your money has been going isn't good enough to change your future behavior. You have to really sit down and analyze why you were doing these things in the first place, right? And start making changes to change that behavior because we are creatures of habits.” - Ashley Patrick Timestamps: 01:18 - Introduction to today's episode 01:54 - Can budgeting apps solve all your budgeting problems? 02:51 - The significance of writing down your expenses and goals 04:03 - Is a budgeting app necessary if you already budget by paycheck? 05:07 - Using a planner and a spreadsheet for your budget 07:36 - The concept of using an app versus writing things down 09:52 - Get your free Budget Starter Kit For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start * Budget Planner: www.budgetsmadeeasy.com/planner * Budgets Made Easy Facebook Group: Budgets Made Easy™ w/Ashley- Budgeting, Saving Money & Paying Off Debt (https://www.facebook.com/groups/131352297387593) Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

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