Welcome back to another insightful session of the Money Mindset podcast! In today's episode, we'll discuss the reasons why many individuals experience a sense of financial strain, even when they're not technically broke. Join us as we uncover the top five reasons contributing to this financial frustration. From overspending and overwhelming debt to unexpected expenses, disorganization, and the power of focusing on the positive, we'll navigate through the common challenges affecting your financial mindset. So, if you've ever wondered why your money seems to disappear faster than you can earn it, this episode is a must-listen. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Focusing on those positive things will help you realize that you're not as broke as you might think you are, or feel that you are and help you move in the right direction. Because if you are just constantly downing yourself, it's gonna be really hard for you to muster up the drive and the will to do the things that you need to do with your finances right? So it is important to focus on the positive things that you have done and not focus on all those things that you've done in your past.” - Ashley Patrick Timestamps: 00:00 - Introduction to the episode 00:41 - Overview of the Money Success Club 03:12 - Reason 1: Overspending 04:27 - Reason 2: Too much debt 07:06 - Reason 3: Unexpected Expenses 09:40 - Reason 4: Disorganized 11:13 - Reason 5: Focusing on the Negative more that the Positive 13:47 - How to join the Money Success Club Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

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“What did the council decide on item 42?” — answered with the speaker and the moment.