Adam Farrell
speaker
639 appearances
5 recordings
1 series
first heard Jun 2026
last heard yesterday
Adam Farrell’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 5 in all, peaking in Sep 2026 with 2.
Appearances
And
yeah yeah sorry a question on the ocr stuff i was thinking about it before about you know test rates are built in dti's are there are you seeing much of a difference in people's purchasing power with each ocr jump
yet and it does kind of relate a little bit back to that stat that we didn't directly touch on i didn't touch on one which was um
the median income to median house price ratio in the best position it's been since 2015.
Absolutely.
on?
Yeah, I mean, it's a little bit different to commercial where...
Generally speaking, rents have been pretty flat for a while in the resi market.
They've not declined a little bit.
But obviously, the values aren't necessarily directly tied together.
So resi values is improvement value or construction value and land value.
A couple of things.
I'm skipping ahead a little bit, but the cost of construction is continuously going up.
We've got material costs and labor costs, which keeps going up.
So that portion, the improvement value or the cost to replace a home,
you know over the long term is almost inevitably going to go up um the land value that all just comes back to that same supply and demand we were talking about you know if you're focusing on really high demand areas where
more families or more and more individuals want to keep moving towards there's always going to be upwards pressure hence why we have that pretty simple rule of thumb of trying to get as close to the cbds as possible without compromising on the other criterias um
and then it comes down to the smaller stuff as well when it's um you know picking the the right home in the particular development you know there might be six three bedrooms in that development but we pick the back left one for a very specific reason whether that's
the sunlight orientation the floor plan the pricing etc and maybe pricing is another really good point um obviously a really good rule of thumb is to pay less than everybody else
Pay under value.
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