The Ramsey Show

Should I Apply for Student Loan Forgiveness? (Hour 2)

26 Aug 2022

Contributed by Lukas

George Kamel & Rachel Cruze discuss: Digging out of debt after falling for a money trend #vanlife, How to get manually underwritten for a mortgage, ...

Balancing Saving Money & Enjoying Life (Hour 3)

26 Aug 2022

Contributed by Lukas

George Kamel & Rachel Cruze discuss: Balancing saving and enjoying life, What to do with a HELOC, Disagreeing with a spouse on money, Paying to ge...

Student Loan Forgiveness Is a Hot Mess (Hour 1)

25 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: The ambiguity of the student loan forgiveness announcement, If you should take a refund on student loans you've ...

How Can I Hedge Against Inflation? (Hour 2)

25 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: What it means to have a hedge against inflation, How to manage an inherited 401(k), Moving 529s from person to ...

What’s the Best Way To Save for Retirement? (Hour 3)

25 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Types of term life insurance, How to choose where to live during retirement, The best retirement savings option...

The Ramsey Show Reacts To Student Loan Forgiveness (Hour 1)

24 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: The Student Loan Forgiveness announcement, How to find a good deal on real estate investments, Managing a life ...

How Should I Choose a Retirement Option? (Hour 2)

24 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Being sued by a payday lender, What questions to ask when making a will, How to choose a retirement plan, Why ...

Is My Fiancée Being an Entitled Princess About Our Wedding Budget? (Hour 3)

24 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Dealing with an entitled fiancee who wants her dream wedding, Pulling from retirement to pay off debt, Roth vs....

My House Is Being Foreclosed On (Hour 1)

23 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: What to do when your house is being foreclosed on, Dealing with liens on property, How long to live with you...

Dealing with Family Drama & Dysfunction (Hour 2)

23 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Convoluted family inheritance drama, More family drama & dysfunction, The struggle that the "sandwich genera...

Balancing Being Intentional and Enjoying Money (Hour 3)

23 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Dealing with a toxic family situation Accepting a promotion to CEO, Balancing intentionality and enjoyment. ...

Don’t Try To Time the Market! (Hour 1)

22 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Finding a job you love, Dealing with bankruptcy, Saving in a money market. Support Our Sponsor: Zander Insura...

Dealing With Home Repairs While Paying Off Debt (Hour 2)

22 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: What to do when you're stuck in your career, How to think through home repairs in baby step 2, Paying off studen...

I Have a Moral Dilemma With My Career (Hour 3)

22 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Dealing with moral conflicts in a career, Whether or not to quit college, How to pull money from a 529, College...

How Can I Talk to My Spouse About Money? (Hour 1)

19 Aug 2022

Contributed by Lukas

Dr. John Delony & Rachel Cruze discuss: Talking to your spouse about finances, Knowing when it's time to move (out of California), Budgeting on a l...

Be Intentional With Your Time and Your Money (Hour 2)

19 Aug 2022

Contributed by Lukas

John Delony & Rachel Cruze discuss: Going into debt to buy out your ex, Saving for baby or a house, Managing a larger income, Dealing with lonelin...

I “Need” To Buy a New Car (Hour 3)

19 Aug 2022

Contributed by Lukas

Dr. John Delony & Rachel Cruze discuss: What to do when you lose passion for your career, Why you shouldn't finance or lease a car, The bigger marr...

I Have No Retirement, $50k in Debt, & I Want a Divorce (Hour 1)

18 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Struggling in a failing marriage with debt and no retirement, Buying a home through your employer, How lendi...

When You Have No Debt Your Swagger Changes! (Hour 2)

18 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Using savings to pay off a house, Letting a child access a large sum of money gifted to them, Preparing for ...

Dude, You Need To Paint or Get off the Ladder! (Hour 3)

18 Aug 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Why marriage is statistically economically advantageous, Factors that contribute to financial prosperity and ...

Borrowing Money To Avoid Paying Taxes is Stupid! (Hour 1)

17 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: How to get your finances under control, The stupidity of borrowing money to avoid paying taxes, Why you shoul...

Drive Like No One Else So Later You Can Drive Like No One Else (Hour 2)

17 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Why saving for college is part of the Ramsey baby steps, Avoiding student loans, Repairing a car vs. replacin...

I’m a Pastor With $175K in Student Loan Debt (Hour 3)

17 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: How to go to medical school without debt, Avoiding debt even when you don't have much money, What baby step 3...

Is It Possible To Start a Business Debt-Free? (Hour 1)

16 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Starting a debt-free business, Disagreeing about what to do with a property, Preparing financially to switch car...

Bouncing Back After a Felony Conviction (Hour 2)

16 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: When it's worth getting a financial coach, Things to consider before changing careers, Using a unified managed a...

Anyone in America Can Become a Millionaire (Hour 3)

16 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Diversifying investments outside of a 401(k), Dealing with an inheritance scam, Avoiding borrowing money to star...

How Can I Save Up for a House? (Hour 1)

15 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: How to save more for a house, How someone can make tens of millions of dollars, How to think through moving for...

My Husband Doesn’t Qualify for Life Insurance (Hour 2)

15 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: What to do when you can't qualify for life insurance, Saving money in a money market, The pros and cons of self...

How Do We Evict Family Members? (Hour 3)

15 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: The power of fathers with Dr. Meg Meeker, Dealing with tenants who need to be evicted, What to do with a pensio...

How Do I Help Without Enabling? (Hour 1)

12 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: Counseling young family members after a tragic death, How to help without enabling, Planning for the future...

Should We Buy a House or Keep Renting? (Hour 2)

12 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: Buying a house that you've been renting, Going back to school for a MBA, Paying off student loans vs. buyin...

Dealing With a Stolen Identity (Hour 3)

12 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: Finding out how much you owe on a debt, Moving for an internship, Dealing with a stolen identity, The best...

Are Home Prices Starting To Fall? (Hour 1)

11 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: How to place investments, Why VA loans aren't a good idea, How to know if you're doing too much while paying of...

My Grandparents Have Never Paid Their Taxes (Hour 2)

11 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Dealing with the fallout of grandparents who never paid taxes, Investing a full 15%, Pulling from investments t...

We’re House Poor… What Do We Do? (Hour 3)

11 Aug 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Balancing generosity with getting out of debt, What it means to be house poor, Whether or not to take an offer ...

Your Credit Score Shouldn’t Be Your Motivation (Hour 1)

10 Aug 2022

Contributed by Lukas

Ken Coleman & Rachel Cruze discuss: Selling a business, Using a loan to pay off credit cards, The baby steps, What to do when you've bought too mu...

Should I Quit My Job and Go Back to School? (Hour 2)

10 Aug 2022

Contributed by Lukas

Ken Coleman & Rachel Cruze discuss: Making the jump to owning your own business, Paying off a HELOC, Staying in a job vs. going back to school, Se...

I Don’t Trust the Government… Where Should I Put My Money? (Hour 3)

10 Aug 2022

Contributed by Lukas

Ken Coleman & Rachel Cruze discuss: Where to put your money when you don't trust the government, Finding your dream job, Choosing a side-hustle whi...

Is Now a Good Time To Buy a House? (Hour 1)

09 Aug 2022

Contributed by Lukas

George Kamel & Kristina Ellis discuss: What a 17-year-old should do with money from a job, When is the right time to buy a house, Going to back to ...

My Wife & I Aren’t on the Same Page (Hour 2)

09 Aug 2022

Contributed by Lukas

George Kamel & Kristina Ellis discuss: Selling a house, Getting on the same page with your spouse about money, What to do with savings during colle...

What’s Wrong With Building Wealth Using Debt? (Hour 3)

09 Aug 2022

Contributed by Lukas

George Kamel & Kristina Ellis discuss: Dealing with bills in collections, The problem with building wealth using debt, What to do with an inheritan...

We Bought Too Much House… What Do We Do Now? (Hour 1)

08 Aug 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: Selling a car to pay off debt, Owing the IRS $100k, What to do when you bought too much house, Dealing wit...

My Husband Is Spending Money Behind My Back (Hour 2)

08 Aug 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: What to do when you're upside down on your car, Dealing with financial infidelity in a marriage, Buying a h...

Our Family Keeps Asking Us for Money (Hour 3)

08 Aug 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: The first step to paying off debt, Buying a home now vs. saving up cash, The ethics of leaving your job for...

How Can I Stop Using Credit Cards? (Hour 1)

05 Aug 2022

Contributed by Lukas

Ken Coleman & George Kamel discuss: How to save for unexpected expenses, What to invest in as a 15-year-old, Saving for a cross country move, Gett...

Do Not Sacrifice Your Retirement To Send Junior Off to College (Hour 2)

05 Aug 2022

Contributed by Lukas

Ken Coleman & George Kamel discuss: Buying rentals while in debt, Finding purpose in work, Should you sell your house, Doing the Baby Steps out of...

Don’t Let an Emergency De-Rail Your Debt Free Dreams (Hour 3)

05 Aug 2022

Contributed by Lukas

Ken Coleman & George Kamel discuss: Being $15k underwater on a car, Deciding between job options, What to do with the proceeds from a home sale, U...

How To Handle Anxiety Over Money (Hour 1)

04 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: When you can afford to build a new home, Focusing on education vs. paying off debt, How to manage a multi-m...

How Should We Save for a Home? (Hour 2)

04 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: Buying a camper, Purchasing a home when you're planning on moving, Why you shouldn't switch Baby Steps 1 an...

How Much Can We Spend on Our Honeymoon? (Hour 3)

04 Aug 2022

Contributed by Lukas

George Kamel & Dr. John Delony discuss: Regretting a move across the country, The feeling that you'll never get out of debt, Developing a plan for ...

How Do We Prepare for the Future? (Hour 1)

03 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Preparing for a child with special needs, How to teach college athletes about money, The best way to pay off ...

How Can I Get a Discount on College Tuition? (Hour 2)

03 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Trading in cars to pay off debt vs. keeping them, How can I get a discount on my college tuition? Saving up f...

Plan To Actually BE Rich Instead of Just Looking Rich (Hour 3)

03 Aug 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Cashing out mutual funds to pay off student loans, Taxes on company stock, What to do after you sell your hom...

Your Dream Truck Might Be the Next DeLorean (Hour 1)

02 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Whether or not to sell a house, What to do with a large profit, Buying a new (electric) truck. Support Our Spo...

How Can I Increase My Income? (Hour 2)

02 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: How to increase your income, Fighting discouragement, Paying extra on your house, When to give up on a career. ...

Should I Quit My Job? (Hour 3)

02 Aug 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: How to pick up the pieces financially after a spouse's death, Quitting a job, Selling your business, Selling vs...

What’s the Best Way To Save for the Future? (Hour 1)

01 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Dealing with a family member who was left out of an inheritance, What a young person should do with extra saving...

Don’t Put Off Till Tomorrow What You Can Do Today (Hour 2)

01 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Selling a home by owner, Multi-family investing, How to handle an inheritance, Staying motivated on your finan...

Is Bankruptcy Our Only Option? (Hour 3)

01 Aug 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Whether or not to file for bankruptcy, Selling land or building on it, Student loan forgiveness. Want a plan ...

How Do I Tell My Father-in-Law I Think His Scheme Is Crazy? (Hour 1)

29 Jul 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: How much to spend on an engagement ring, The best way to start investing, Saving for a house vs. investing,...

Should I Buy a New Vehicle? (Hour 2)

29 Jul 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: Getting a spouse on board with the baby steps, When it's time to get your own place, Pausing getting out of...

Should I Buy a House or Keep Renting? (Hour 3)

29 Jul 2022

Contributed by Lukas

Dr. John Delony & George Kamel discuss: Buying vs. renting a home, What to do with extra income, Working the baby steps, What to do after paying o...

You Make Too Much Money To Be This Broke! (Hour 1)

28 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: 2 consecutive quarters of negative GDP meaning we're in a (little baby) recession, How to stay motivated afte...

There’s No Such Thing as a “Forever Home” (Hour 2)

28 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Feeling guilty about spending money on a wedding, Investing the extra money from a raise, The myth of a "for...

Should We Pull Money From Retirement? (Hour 3)

28 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Whether or not you should pull from retirement to pay off your house, Helping a struggling daughter, How lon...

Tell Your Ex-Husband To Pound Sand! (Hour 1)

27 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Switching to a job you love and making more money, The timing of a career change, Why you shouldn't be business ...

Why a “Stable” Job Is a Myth (Hour 2)

27 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Winning with money as a recent college graduate, Changing careers, How to land a job you love, How much emergen...

Anyone Can Become a Millionaire… Here’s How (Hour 3)

27 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman interview every day millionaires to find out how they built their wealth. Want a plan for your money? Find out where to sta...

Don’t Buy a House if You’re Broke! (Hour 1)

26 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: A convoluted housing situation, Challenges when trying to sell a house, Helping kids with a house downpayment, ...

The White House Is Trying To Redefine Reality (Hour 2)

26 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: How to calculate your net worth, Fixing up the house vs. selling it, How the white house is trying to redefine ...

Hard Work Is Good (Why the Antiwork Movement Is Stupid) (Hour 3)

26 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: A Christian ethic of work, The stupidity of the Antiwork movement, Helping a child with their downpayment, Wha...

Should I Buy My Company’s Stock? (Hour 1)

25 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Buying stock in your company (even if that company happens to be Apple), Term life insurance, Renting out com...

You Have a Car Problem (Hour 2)

25 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Keeping a car at the expense of your house, Investing in property vs. paying it off, Affording a vehicle, Ge...

How Can I Pay for College? (Hour 3)

25 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Can you invest too much in your 401(k)? How to go to college without debt, Fear over using an investment prof...

My Dad Doesn’t Take Care of My Siblings (Hour 2)

25 Jul 2022

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   "My dad doesn't take care of my siblings," "Do cost-of-living raises make inflation...

Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check

22 Jul 2022

Contributed by Lukas

Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—...

VISA Has a Plan for Your Money...Do YOU? (Hour 1)

22 Jul 2022

Contributed by Lukas

Rachel Cruze & Dr. John Delony discuss: Steps to take when you discover financial infidelity. How manual underwriting works for mortgages. Grieving...

Finance Is a Reflection of What You Value (Hour 2)

22 Jul 2022

Contributed by Lukas

Rachel Cruze & Dr. John Delony discuss: Achieving financial peace after a divorce. Why you should share a bank account with your spouse. What you n...

How To Get Better at Saving Money (Hour 3)

22 Jul 2022

Contributed by Lukas

Rachel Cruze & Dr. John Delony discuss: What to do with profit from a house sale. Dealing with a high-interest underwater car. Saving money. Want...

How Dave Bounced Back After Bankruptcy (Hour 1)

21 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: How much money you save when you use cash, Figuring out your financial priorities, How Dave bounced back after ...

If You Can Beat Addiction, You Can Beat Debt (Hour 2)

21 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Using a HELOC to pay off debt, How much is enough for a down payment, Getting started on the Baby Steps, A for...

Live Like No One Else, So Later You Can Give Like No One Else (Hour 3)

21 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: If buying a vacation home with the in-laws is a good idea, Preparing for baby step 4, The best way to fund medi...

Please Don’t Let Your Church Take On Debt (Hour 1)

20 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Putting value on a piece of property, Mutual fund vs a 529, Investing while working on a PhD, Churches takin...

Online Sports Betting: The Latest Trend for Teens (Hour 2)

20 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: Paying for closing costs on a new house, The ROI of an MBA, The rise of teenagers betting on sports. Suppor...

Don’t Invite Murphy Into Your Life! (Hour 3)

20 Jul 2022

Contributed by Lukas

Dave Ramsey & Kristina Ellis discuss: The best way to handle a large insurance settlement, Using the emergency fund to pay off the house, Defining ...

What’s YOUR Reason for Getting Out of Debt? (Hour 1)

19 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Getting your spouse on board to become debt-free, The best way to negotiate your salary, How to set up a bud...

Budgeting Through Stressful Situations (Hour 2)

19 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: Trying to budget while battling cancer, When buying gifts is a violation of trust, Knowing when to accept gi...

How Much Is Enough for a Full Emergency Fund? (Hour 3)

19 Jul 2022

Contributed by Lukas

Dave Ramsey & Dr. John Delony discuss: How much is enough for a full emergency fund, The best way to save for an engagement, Knowing when to cash o...

What You’re Doing Is Financial Suicide (Hour 1)

18 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: How to know when you're buying (or building) too much house, Knowing when it's time to upgrade from the beater ca...

Our Son Won’t Pay Us Back… (Hour 2)

18 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: How to avoid entitled kids, What to do when you're behind on bills, Forgiving a family member who won't pay back...

It’s Not a Math Problem, It’s a Behavior Problem (Hour 3)

18 Jul 2022

Contributed by Lukas

Dave Ramsey & Ken Coleman discuss: Paying a price to get rid of your debt, Getting ahead on student loans, Declining a job offer after having origi...

Should I Stay in a Job for the Health Insurance? (Hour 1)

15 Jul 2022

Contributed by Lukas

George Kamel & Ken Coleman discuss: Staying in a job for the health insurance, Buying property with cash or a loan, Where a young teen should save ...

Pause Investing To Save for a House? (Hour 2)

15 Jul 2022

Contributed by Lukas

George Kamel & Ken Coleman discuss: The potential for doing your job from another state, Moving to a more affordable area, George's money hacks, S...

Do I Need a Masters Degree? (Hour 3)

15 Jul 2022

Contributed by Lukas

George Kamel & Ken Coleman discuss: Selling rental properties to get out of debt, BMW's heated seats subscription pilot, Selling a house vs. fixing...

Making Ends Meet on a Low Income (Hour 1)

14 Jul 2022

Contributed by Lukas

Free Livestream: Is the housing market going to crash? Register now: https://bit.ly/3n9bhyR Dave Ramsey & George Kamel discuss: When married couples...

Should We Rent Out Our Current Home? (Hour 2)

14 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Whether or not to let a home buyer move in early, How married couples can set up their health insurance, Tithin...

How Can I Make Up for My Money Mistakes in Our Marriage? (Hour 3)

14 Jul 2022

Contributed by Lukas

Dave Ramsey & George Kamel discuss: Do you have to invest in the stock market or is real estate enough? Making up for past money mistakes in a marri...

How Does Inflation Impact the Baby Steps? (Hour 1)

13 Jul 2022

Contributed by Lukas

Free Livestream: Is the housing market going to crash? Register now: https://bit.ly/3n9bhyR Dave Ramsey & Rachel Cruze discuss: Getting a reluctant s...

My Wife Wants To Keep Living Together After the Divorce (Hour 2)

13 Jul 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Dealing with tax implications after a loved one's death, Owner financing when buying a house, Starting a busine...

Debt Is a Distraction. Get It Out of Your Life! (Hour 3)

13 Jul 2022

Contributed by Lukas

Dave Ramsey & Rachel Cruze discuss: Why certain areas of the country are more/less desirable, Selling the house to pay off debt, Why you shouldn't ...