The Ramsey Show
Episodes
Living In A Camper Won't Solve Your Money Problems (Hour 3)
21 Jul 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: Why you should never take out a 401(k) loan as a down payment for a house, from the ...
Facts Are Your Friends When Facing An Uncertain Future (Hour 1)
20 Jul 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: Budgeting for your business on inconsistent income, from the blog: How to Create a...
You Do Too Much Good To Be Broke (Hour 2)
20 Jul 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: Preparing to go down to a single income household while paying off your house, from ...
You Go From Crisis To Crisis When You're Trapped (Hour 3)
20 Jul 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: "How do I get started with the Baby Steps when I'm behind on the bills?" from the bl...
What Student Loan Payments Will and Won’t Do to the Economy (Hour 1)
19 Jul 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "Should we pull from retirement to pay off debt?" Focusing on investing vs. saving for...
Adjustable Rate Mortgages (ARMs) Are a Ticket to Foreclosure (Hour 2)
19 Jul 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "Should I get universal life insurance?" Adjustable rate mortgages are making a comeba...
Don’t Believe the Lies – You CAN Be a Millionaire! (Hour 3)
19 Jul 2023
Contributed by Lukas
Dave Ramsey & George Kamel interview millionaires to find out how they built their wealth. Support Our Sponsor: Neighborly Have a question for the...
You Screwed Yourself… I’m Scared for You (Hour 1)
18 Jul 2023
Contributed by Lukas
Dave Ramsey & Ken Coleman answer your questions and discuss: "We pulled from retirement early to buy a house..." "How much can I spend on housing?...
Nate Bargatze: From Applebee’s Specials to Netflix Specials (Hour 2)
18 Jul 2023
Contributed by Lukas
Dave Ramsey & Ken Coleman answer your questions and discuss: "Can I use my signing bonus to buy a new car?" Comedian Nate Bargatze stopped by to t...
What Do These Millionaire Careers Have in Common? (Hour 3)
18 Jul 2023
Contributed by Lukas
Dave Ramsey & Ken Coleman answer your questions and discuss: "Is it smart to sell our rental property?" "What should I do with a Social Security p...
Quit Trying To Borrow Your Way Out of Debt! (Hour 1)
17 Jul 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I pay off debt before buying another rental property?" from the blog: How...
How Can You Guys Afford To Eat? (Hour 2)
17 Jul 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "My ex-husband refuses to pay child support", "How do I talk to my daughters about m...
Quit Waiting on Washington DC To Fix Your Life! (Hour 3)
17 Jul 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: Financially preparing for life after college, Student loan forgiveness, "How much s...
You're Still Broke If You Got The Debt! (Hour 1)
14 Jul 2023
Contributed by Lukas
Jade Warshaw & John Delony answer your questions and discuss: "I feel like if I pay off all my student loans I'll be broke!" Want to learn more? G...
Get Back In The Driver Seat Of Your Life (Hour 2)
14 Jul 2023
Contributed by Lukas
Jade Warshaw & John Delony answer your questions and discuss: "How do I talk to my dad about getting days off work? I haven't had a day off in 2 mo...
Budgeting Is Not Social Conditioning! (Hour 3)
14 Jul 2023
Contributed by Lukas
Jade Warshaw & John Delony answer your questions and discuss: How to stop living paycheck to paycheck after financial infidelity, from the blog: ...
It's Your Choice To Say "Never Again" (Hour 1)
13 Jul 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: "How do I set boundaries with my mom that keeps asking me for money?" from the blog:...
You Don't Get Days Off When You Owe $90,000 (Hour 2)
13 Jul 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: "I have $90k of debt and I can't keep doing what I've been doing", from the blog: 2...
No More Living At Mommy's House! (Hour 3)
13 Jul 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: What to do when you feel called to ministry but can't pay your bills, from the blog:...
Her Mom Stole Her Identity! (Hour 1)
12 Jul 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: "My fiancée's mom took out a credit card in her name and we didn't know what to do."...
Some Good News About Inflation? (Hour 2)
12 Jul 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: If the world is more dangerous than it was when they grew up, "Should I sell my Tesl...
Don't Borrow Against Your House To Buy Groceries! (Hour 3)
12 Jul 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: Why you shouldn't have a mortgage that's 40% of your take home pay, from the blog: ...
Is It Time To Make My Side Hustle a Full Time Gig? (Hour 1)
11 Jul 2023
Contributed by Lukas
Ken Coleman & George Kamal answer your questions and discuss: The right time to buy a house, When to make your part time gig your full time career...
Is Short Term Pain Worth Long Term Gain? (Hour 2)
11 Jul 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: Paying down debt or getting a CDL, Taking a pay cut now for long term benefit, Is...
My Job Pays Well but the Culture Is Toxic (Hour 3)
11 Jul 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: Should I stay at a job that is bad for my mental health? $50K in debt and I can't ...
You're One Step Away From This House Of Cards Crumbling! (Hour 1)
10 Jul 2023
Contributed by Lukas
George Kamel & Jade Warshaw answer your questions and discuss: George triggered the internet with his most recent YouTube video, from George's You...
I Know For A Fact That Money Is Gone (Hour 2)
10 Jul 2023
Contributed by Lukas
George Kamel & Jade Warshaw answer your questions and discuss: "Should I declare bankruptcy to clear my debt?" from the blog: Bankruptcy: What ...
Are You Managing Debt Or Managing Your Money? (Hour 3)
10 Jul 2023
Contributed by Lukas
George Kamel & Jade Warshaw answer your questions and discuss: "Can we have sinking funds while paying off debt?" from the blog: What Is a Sink...
You Share a Bed but You Can’t Share a Bank Account? (Hour 1)
07 Jul 2023
Contributed by Lukas
Jade Warshaw & Rachel Cruze answer your questions and discuss: "How much should we put into our sinking funds?" from the blog: What Is a Sinking ...
Put That Bad Advice in a Pipe and Smoke It! (Hour 2)
07 Jul 2023
Contributed by Lukas
Jade Warshaw & Rachel Cruze answer your questions and discuss: "Can I afford to go visit family while paying off debt?" "What are my best options ...
Every Bit Counts, Even the Oatmeal… (Hour 3)
07 Jul 2023
Contributed by Lukas
Jade Warshaw & Rachel Cruze answer your questions and discuss: "Finding support while on the Baby Steps" What it means to be gazelle intense, "Wh...
Dealing With Messy Family Money Situations (Hour 1)
06 Jul 2023
Contributed by Lukas
Ken Coleman & Dr. John Delony answer your questions and discuss: The current jobs report and inflation numbers, "Can I keep charging my sister ren...
I Feel Like I Never Have Enough Money (Hour 2)
06 Jul 2023
Contributed by Lukas
Ken Coleman & Dr. John Delony answer your questions and discuss: "Can I afford to move while on Baby Step 1?" from the blog: Relocating Tips: How ...
Should We Buy a Bigger Home if We Use It as a Rental? (Hour 3)
06 Jul 2023
Contributed by Lukas
Ken Coleman & Dr. John Delony answer your questions and discuss: "Should we buy a bigger home if we use it as a rental?" "How can we afford to go ...
What Happens When Student Loan Payments Restart? (Hour 1)
05 Jul 2023
Contributed by Lukas
Dr. John Delony & Jade Warshaw answer your questions and discuss: "How can I help my friends with money?" How student loan repayment plans will af...
You’re Married to a Child! (Hour 2)
05 Jul 2023
Contributed by Lukas
Dr. John Delony & Jade Warshaw answer your questions and discuss: "How can I get my husband on board?" Why emergencies become inconveniences whe...
You’re Getting Sued… Isn’t That Enough of a Wakeup Call? (Hour 3)
05 Jul 2023
Contributed by Lukas
Dr. John Delony & Jade Warshaw answer your questions and discuss: "We're deeply in debt and being sued," "Should I sell my house to pay off debt?"...
Our Favorite Calls of 2023 (Part 7)
04 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
Our Favorite Calls of 2023 (Part 8)
04 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
Our Favorite Calls of 2023 (Part 9)
04 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
Our Favorite Calls of 2023 (Part 4)
03 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
Our Favorite Calls of 2023 (Part 5)
03 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
Our Favorite Calls of 2023 (Part 6)
03 Jul 2023
Contributed by Lukas
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...
You Are Your Own Student Debt Relief (Hour 1)
30 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: What to do now that the Supreme Court has shut down Student Loan Forgiveness, Looki...
Compound Interest Can Save You Millions (Hour 2)
30 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: The best place to keep money saved when facing large medical expenses, "Should we mo...
Please, Do Not Get The Extended Warranty! (Hour 3)
30 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: "Should I pay off my debt with variable interest before my other debts?" Why a new c...
Your Money Doesn't Have Feelings! (Hour 1)
29 Jun 2023
Contributed by Lukas
Rachel Cruze & Ken Coleman answer your questions and discuss: What to do when you can't afford the minimum payments on your student loans, from th...
Having No Debt Lets You Live Life On Your Terms (Hour 2)
29 Jun 2023
Contributed by Lukas
Rachel Cruze & Ken Coleman answer your questions and discuss: What to do when your spouse isn't on the same page and continues to financially sabotag...
Moving Out Causes You To Grow Up (Hour 3)
29 Jun 2023
Contributed by Lukas
Rachel Cruze & Ken Coleman answer your questions and discuss: "I'm 27 and don't know if I should move out of my dads house", from the blog: 4 M...
"Buy. Now, Pay" Later Is Exploding (Hour 1)
28 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: How to budget on an irregular income, from the blog: How to Budget With an Irregula...
Using F.I.R.E. To Retire Can Lead To Regrets (Hour 2)
28 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: The importance of combining finances with your spouse when you get married, from the...
Don't Rob One Account To Pay Another! (Hour 3)
28 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: How to be financially prepared for unpaid paternity leave, from the blog: How Much ...
One Credit Card Swipe Can Determine Your Future (Hour 1)
27 Jun 2023
Contributed by Lukas
Rachel Cruze & John Delony answer your questions and discuss: "Should I pause the Baby Steps while I go through a career change?", How to cash flo...
Money Shouldn't Be A Score Card In Your Marriage (Hour 2)
27 Jun 2023
Contributed by Lukas
Rachel Cruze & John Delony answer your questions and discuss: "I'm tired of not being the provider for my family and don't know how to change that"...
It Wasn't Easy, But Every Moment Was Worth It (Hour 3)
27 Jun 2023
Contributed by Lukas
Rachel Cruze & John Delony answer your questions and discuss: What to do when you can't agree with your spouse on how much you can spend on a house...
Are You Ready To Pay Up? This Shouldn't Surprise You... (Hour 1)
26 Jun 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: "How do I budget on an irregular income?", from the blog: How to Budget With an I...
You Can't Bandaid Over Your Addictions (Hour 2)
26 Jun 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: "How do I get my finances back in order after a gambling addiction?", What to do w...
You Have To Be Whole For Your Kids (Hour 3)
26 Jun 2023
Contributed by Lukas
George Kamel & John Delony answer your questions and discuss: How to work the Baby Steps while going through a divorce, from the blog: Divorce C...
What Fed Interest Rate Hikes Mean for You (Hour 1)
23 Jun 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: "Should I sell stocks to pay off my car?" from the blog: Should I Use My Investments...
We Have Over $100,000 in Car Loans! (Hour 2)
23 Jun 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: "Should we sell our house to pay off debt?" "We have over $100,000 in car loans..." ...
What Do We Do With Our Rental Properties? (Hour 3)
23 Jun 2023
Contributed by Lukas
Ken Coleman & Rachel Cruze answer your questions and discuss: "Should we sell our rental properties?" "My business isn't making as much as I thoug...
Alex Hormozi: "Don’t Take Poor People’s Advice on Getting Rich" (Hour 1)
22 Jun 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "How do I best refinance my student loans?" Alex Hormozi on building wealth, investi...
Don’t Forget That Personal Finance Is Personal (Hour 2)
22 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we downsize our home to become debt free?" "How can I get my finances back o...
You Can Become a Millionaire if You Get to WORK! (Hour 3)
22 Jun 2023
Contributed by Lukas
Dave & Jade interview millionaires to find out how they built their wealth. Support Our Sponsor: Neighborly Have a question for the show? Call 888-8...
What Are You Willing To Do To Pay Off Debt? (Hour 1)
21 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: How to work as a team with your spouse around money, "Should I sell the house to pay...
Has Tipping Become “Entitlement Tax”? (Hour 2)
21 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: Has tipping become “entitlement tax”? Deciding whether or not to stay at a job, ...
How Can We Stay Motivated? (Hour 3)
21 Jun 2023
Contributed by Lukas
George Kamel & Ken Coleman answer your questions and discuss: "What should we do with. my husband's car?" "When should I apply for my dream colleg...
How To Earn Extra Money With a Side Hustle While Doing What You Love (Hour 1)
20 Jun 2023
Contributed by Lukas
Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I zero in on the job I should find?" "Should I pay off my debt or save up fo...
The Power of Compound Interest (Hour 2)
20 Jun 2023
Contributed by Lukas
Ken Coleman & Jade Warshaw answer your questions and discuss: How do I get started investing? from the blog: How Does Compound Interest Work? P...
Money Can’t Buy You Love (How To Spot a Romance Scam) (Hour 3)
20 Jun 2023
Contributed by Lukas
Ken Coleman & Jade Warshaw answer your questions and discuss: "Is there such a thing as good debt?" Romance scams are on the rise, The value of t...
Automate "Smart" and Make "Stupid" Hard (Hour 1)
19 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: How paying extra on your house is like a forced savings plan, "Am I making enough mo...
Investing in a Bull Market vs. a Bear Market (Hour 2)
19 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we buy land right now?" "What's the difference between a bear and bull marke...
Should I Keep Investing While Paying Off Debt? (Hour 3)
19 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: Why you shouldn't continue to invest while paying off debt, "How do we split this i...
The Real Reason Some Couples Don’t Share Bank Accounts (Hour 1)
16 Jun 2023
Contributed by Lukas
Dr. John Delony & Rachel Cruze answer your questions and discuss: "My mother-in-law wants us to pay her back for student loans she was already refu...
How Can I Afford To Buy a House on My Income? (Hour 2)
16 Jun 2023
Contributed by Lukas
Dr. John Delony & Rachel Cruze answer your questions and discuss: "We want to move in together but have debt", "Should we pay off the house if w...
Should We Pay Off Our House Right Now? (Hour 3)
16 Jun 2023
Contributed by Lukas
Dr. John Delony & Rachel Cruze answer your questions and discuss: "I feel like I'm not actually living financially well" "Should I use mutual fund...
Quit Making Out With Bank of America! (Hour 1)
15 Jun 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "Will paying off student loans hurt my credit?" Why Roth investments beat traditiona...
Do You Think the American Economy Is Going To Collapse? (Hour 2)
15 Jun 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "Should I pay off my home before my student loans?" Habits of successful millionaire...
My Fiancè Wants To Keep His Credit Cards… (Hour 3)
15 Jun 2023
Contributed by Lukas
Dave Ramsey & George Kamel answer your questions and discuss: "Should I sell generational land I inherited?" "My fiancé wants to keep his credit ...
Can I Add My 3yo Kid to My Payroll for the Tax Benefits? (Hour 1)
14 Jun 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I take out a car loan so I can keep my employer's car allowance?" "Can I put...
This Can Make You a Millionaire in 10 Years (Hour 2)
14 Jun 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Roll my credit card debt into my mortgage?" "Should I leave everything to my wife i...
Should We Buy a House From Family? (Hour 3)
14 Jun 2023
Contributed by Lukas
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we buy a house from family?" Dr. Meg Meeker on fatherhood, "I feel like I'm...
Do You Think You’re the Exception to Credit Cards? (Hour 1)
13 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Why shouldn't I take advantage of credit card points for travel for work expenses?" ...
You Can’t Help Others While You’re Drowning Yourself (Hour 2)
13 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we pay cash to build a house or invest that money?" Pausing the Baby Steps t...
I Found Out My Boss Has a Hidden Credit Card… (Hour 3)
13 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "My boss is using company funds to pay his bills..." "How do I prepare to start a b...
You Need To Plan Your Exit From This Toxic Relationship (Hour 1)
12 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: Financially planning an exit from a toxic dating relationship, The "Marriage Adva...
My Wife Got Scammed in an Internet Affair (Hour 2)
12 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: Budgeting for medical expenses, from the blog: How to Get Help With Medical Bi...
Preparing for the Worst While Walking the Baby Steps (Hour 3)
12 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should I let my parents pay for my vehicle repairs?" Walking the Baby Steps whil...
The #1 Reason Most People Don’t Ditch Their Credit Cards (Hour 1)
09 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: "How do I talk to my family about starting my own business?" The #1 reason most peop...
The Best Side Hustles To Earn Extra Income (Hour 2)
09 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: "Should I refinance my student loans?" "Pay off my house or save?" "What should I d...
How Do I Set Financial Boundaries in My Relationships? (Hour 3)
09 Jun 2023
Contributed by Lukas
Ken Coleman & George Kamel answer your questions and discuss: "Should I sell my Tesla?" Buying a house, "Creating financial boundaries with my pa...
Be the Boring Turtle, Not the Sexy Hare (Hour 1)
08 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I get a prenup?" Don't try to be the sexy hare that lost the race; be the bo...
5 Things People Don’t Understand About the Ramsey Plan (Hour 2)
08 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: 5 things people don’t understand about the Ramsey Plan, The problem with being hig...
I’m Tired of the Life I’m Living, It’s a Mess (Hour 3)
08 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Getting my husband on board with the plan", "Should I increase my emergency fund fo...
My Wife Wants To Borrow $7K for MLM Training! (Hour 1)
07 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: Buying siblings out of an inherited home, "My wife wants to borrow $7k for MLM tr...
We Have a Ton of Debt & No Retirement (Hour 2)
07 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: "We have a lot of debt and nothing for retirement", "I'm upside down on my car, w...
I Owe $200K in Student Loans (Hour 3)
07 Jun 2023
Contributed by Lukas
Dave Ramsey & Dr. John Delony answer your questions and discuss: "I owe over $200K in student debt, what do I do?" "My husband passed away and I d...
THIS Is How You Become a Millionaire (Hour 1)
06 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "I keep pulling money out of my retirement for emergencies", "Should I pay off my ...
Never Borrow Money for a Rental Property (Hour 2)
06 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should my husband take this promotion?" Why you shouldn't buy a rental property wit...
Is $1.4 Million Enough To Retire On? (Hour 3)
06 Jun 2023
Contributed by Lukas
Dave Ramsey & Jade Warshaw answer your questions and discuss: "I left my toxic job to start my own business", "Is $1.4m enough to retire on?" "Sh...