The Ramsey Show

Think About the Future When You Make Decisions Today

25 Oct 2023

Contributed by Lukas

George Kamel & Rachel Cruze answer your questions and discuss: Take out 401(k) loan to pay off my car? George and Rachel react to Ramsey's most-hate...

Rich People “Ask How Much?” Poor People Ask “How Much a Month?”

24 Oct 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: How to deal with bills in collections, "Should we buy or rent when we get married?" "...

Hard Work Is the Key to Success

23 Oct 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I take out student loans for a coding boot camp?" Michael Easter on Scarcity Mi...

You Can’t Live Your Dreams if You Don’t Prepare for Them

20 Oct 2023

Contributed by Lukas

Jade Warshaw & George Kamel answer your questions and discuss: "Should we save to buy a house?" "How can I afford my minimum payments?" "I'm being ...

Don’t Let Financial Drama Throw You off Track!

19 Oct 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: "How do we prepare to buy a house?" "How can I get my husband to buckle down?" "I own...

Anyone Can Become a Millionaire (Even You)

18 Oct 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: We hear about how millionaires built wealth in a Baby Steps Millionaire Theme Hour, "Ho...

When the World Goes Crazy, Control the Controllables

17 Oct 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: "How can I pay for my vacation property?" "I am drowning in credit card debt," How to...

Don’t Believe the Lies – YOU Are the Hero of Your Story!

16 Oct 2023

Contributed by Lukas

Dave Ramsey & George Kamel answer your questions and discuss: "I have a baby on the way with no money," Prioritizing expenses when you're broke, "S...

Short Term Convenience Has A Long Term Cost

13 Oct 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss: How to financially and professionally prepare for a layoff, read more: What to Do If ...

Nothing Will Change Till You're Ready To Change

12 Oct 2023

Contributed by Lukas

Dave Ramsey, George Kamel, and Ken Coleman answer your questions and discuss: Why you should never own a house with someone you're not married to, D...

Stop Losing Battles And Win The War With Your Budget

11 Oct 2023

Contributed by Lukas

Dave Ramsey & George Kamel answer your questions and discuss: What to do when you and your spouse can't agree on how much to save for building a home...

THIS Is The Best Way To Avoid Bankruptcy

10 Oct 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: The right way to set up your budget to take care of your family when you're barely gett...

One Year Of Sacrifice Changes Everything

09 Oct 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: When you should look for a new financial planner,  from the website: Find a SmartVes...

Get Control of Your Money!

06 Oct 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss: "Should we sell our house to pay off debt?" Consumer spending during this football sea...

If You Want To Win You Have To Go Against the Grain!

05 Oct 2023

Contributed by Lukas

Rachel Cruze & Jade Warshaw answer your questions and discuss: "How do we talk to our kids about money?" "Pay off debt while saving for retirement?"...

Quit Chasing the Latest Financial Trends!

04 Oct 2023

Contributed by Lukas

George Kamel & Dr. John Delony answer your questions and discuss: Why cars are the stupidest things we buy (and how to get out of a lease early), re...

Don’t Bury Your Head in the Sand – Pay Off Your Debt!

03 Oct 2023

Contributed by Lukas

Jade Warshaw & Dr. John Delony answer your questions and discuss: check out John's new book! Building a Non-Anxious Life, "Should we sell our house?...

Find Freedom from Student Loans And Anxiety

02 Oct 2023

Contributed by Lukas

Dave Ramsey, John Delony, and George Kamel answer your questions and discuss: The effect of anxiety in today's world and how to combat it, Last chan...

You Can’t Blame Your Way to a Better Life

29 Sep 2023

Contributed by Lukas

 Jade Warshaw & Dr. John Delony answer your questions and discuss: If you should take your pension in a lump sum or payments. We had a $2k bill tha...

The Best Calls of the Year So Far (Part 3)

28 Sep 2023

Contributed by Lukas

In this special curated episode of some of our favorite calls of the year, Dave Ramsey & his co-hosts answer your questions and discuss: "Should we a...

Slow & Steady Wins the Race

27 Sep 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss: "Should my husband and I 'divorce' our finances?" "I won $22m in the lottery and ha...

Don’t Let Your Dream Become a Nightmare

26 Sep 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: "When do I get life insurance as a single mom?" "Should I accept money from dad to buy ...

Are You Making Stupid Money Moves in the Name of Desperation?

25 Sep 2023

Contributed by Lukas

Dave Ramsey & George Kamel answer your questions and discuss: Why you shouldn't listen to idiots about paying off your house, "Should we save for a ...

Financial Freedom Requires Sacrifice but It’s Always Worth It!

22 Sep 2023

Contributed by Lukas

Dr. John Delony and Jade Warshaw answer your questions and discuss: "How should we pay for a second car?" "Should I pay off debt or buy a house?" W...

The Best Debt Resolution Program Is YOU!

21 Sep 2023

Contributed by Lukas

Ken Coleman & Jade Warshaw answer your questions and discuss: "Am I responsible for my kid's college tuition?" "How can I earn money while in colleg...

Don’t Rely on Someone Else To Fix Your Life!

20 Sep 2023

Contributed by Lukas

George Kamel & Ken Coleman answer your questions and discuss: "My husband wants to sell our home and retire early," "Should I invest my daughter's ...

THIS Is the Most Effective Way To Pay Off Debt

19 Sep 2023

Contributed by Lukas

Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm new to the Baby Steps; how do I pay off debt?" "How much 'fun money' should we bu...

Very Few People Become Wealthy Using Borrowed Money

18 Sep 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss:  "I'm falling behind financially," "Should I take our a HELOC for home repairs?" ...

Bonus Episode: Student Loan Debt in America (How We Got Here & How We Get Out)

15 Sep 2023

Contributed by Lukas

After a three-year hiatus, student loan payments are coming back. But that doesn't mean you have to freak out! Join Dave Ramsey, Jade Warshaw, and Rac...

The Best Calls of the Year So Far (Part 2)

15 Sep 2023

Contributed by Lukas

All The Ramsey Show co-hosts are out on the road for Smart Conference so today we're back with another compilation of our favorite moments from the ye...

Are You More Concerned With Your FICO Score or Your Net Worth?

14 Sep 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I'm in a lawsuit with cofounders of my company," Getting out of upside down cars (and...

Contentment Is the Key to Winning With Money

13 Sep 2023

Contributed by Lukas

Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we buy a bigger home?" "I have $300k in student loans and can't work," "How m...

When You Have No Debt You Have PEACE

12 Sep 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I join the military?" Home remodels without permits, "How do I start paying of...

You’ve Gotta Wake Up and Pay Attention to Your Money!

11 Sep 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Is it wrong to sell a gift?" "Should I sell my car to pay my student loans?" "How ca...

Don't Let Debt Take A Toll On Your Relationships

08 Sep 2023

Contributed by Lukas

Rachel Cruze & John Delony answer your questions and discuss:   What to do when you're saving for Baby Step 3 but have a car that's about to die, ...

Build Wealth Like a Crockpot, Not a Microwave!

07 Sep 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should we buy a golf course?" "How can I set myself up for success in my dream job?" ...

Think About 20 Years From Now, Not 20 Minutes From Now

06 Sep 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we sell our house to pay off debt?" The stupidity of Biden’s SAVE student lo...

Don’t Take Financial Advice From Your Broke Friends!

05 Sep 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: Balancing saving for retirement and kids college, "Should we keep or sell our rental p...

The Best Calls of the Year (So Far)

04 Sep 2023

Contributed by Lukas

While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be ba...

There’s No Price on Your Peace of Mind

01 Sep 2023

Contributed by Lukas

Dr. John Delony & Jade Warshaw answer your questions and discuss: "We are traumatized by the housing market,"   "My student loans give me anxiety....

Are You Tired Of Living From Crisis To Crisis?

31 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: What to do about student loans payments resuming, Check out the Ramsey Student Loan H...

Live Like No One Else So Later You Can Live Like No One Else!

30 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "It feels l...

Personal Finance Isn’t a Feeling, It’s MATH!

29 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here Why you should ...

If You Want To Get Rich Do What Rich People Do!

28 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Emergencies k...

Quit Letting Life Happen to You and OWN Your Life!

25 Aug 2023

Contributed by Lukas

Ken Coleman & Jade Warshaw answer your questions and discuss:  EveryDollar, budget for the life you want today for free: Click Here "Should I file b...

Are You Ready To Get Out of Your Financial Mess?

24 Aug 2023

Contributed by Lukas

Rachel Cruze & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should we pay...

The Facts About Biden's New SAVE Plan For Student Loans

23 Aug 2023

Contributed by Lukas

Jade Warshaw & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "I can't keep up w...

Can You Become A Millionaire Today In America?

22 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "A debt collector i...

These 3 Things Will Keep You Broke

21 Aug 2023

Contributed by Lukas

Dave Ramsey & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should I leverage...

What's the Best Way To Get Into Real Estate Investing?

18 Aug 2023

Contributed by Lukas

Ken Coleman & Rachel Cruze answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Are we over-givin...

How Can I Pay Off My Student Loans?

17 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should I pull ...

Should We Wait for Interest Rates To Come Back Down To Buy a House?

16 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "We disagree on pay...

You Don’t Become a Millionaire by Investing Borrowed Money

15 Aug 2023

Contributed by Lukas

Dave Ramsey & Rachel Cruze answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Are our Baby Step...

Get Up off Your Assets and Go to Work!

14 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "I have $700K ...

Math Doesn’t Care What You Want… (Hour 1)

11 Aug 2023

Contributed by Lukas

Dr. John Delony & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "How can I hel...

You Can’t Change Other People (Hour 2)

11 Aug 2023

Contributed by Lukas

Dr. John Delony & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "What are my n...

I Dare You To Put Your Credit Card Away for 90 Days (Hour 3)

11 Aug 2023

Contributed by Lukas

Dr. John Delony & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here The stupidity ...

Don’t Step Over a Dollar To Pick Up a Dime! (Hour 1)

10 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Can I borrow f...

Finance Is Always Personal (Hour 2)

10 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Can I afford t...

I’ve Lost Over $100K Gambling (Hour 3)

10 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should I sell ...

Can You Build Wealth on a Modest Salary? (Hour 1)

09 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Can you build weal...

Should We Pause Investments To Pay Off Debt? (Hour 2)

09 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should we pause in...

I’m Being Sued for $20,000 (Hour 3)

09 Aug 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should we downsize...

Mortgage Rates Aren't As High As You Think (Hour 1)

08 Aug 2023

Contributed by Lukas

Dave Ramsey & Rachel Cruze answer your questions and discuss:  EveryDollar, budget for the life you want today for free: Click Here Why you should k...

Passive Income Is TikTok Mythology (Hour 2)

08 Aug 2023

Contributed by Lukas

Dave Ramsey & Rachel Cruze answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here What to do when yo...

Stop Living In $1 Trillion Of Plastic Denial! (Hour 3)

08 Aug 2023

Contributed by Lukas

Dave Ramsey & Rachel Cruze answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here Why continuing to ...

THIS Is the Real Reason To Get Out of Debt… (Hour 1)

07 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here Update on a call f...

Are Russia & China Going To Destroy The US Economy? (Hour 2)

07 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Will BRICS put th...

Your Mother Is a Travel Agent for Guilt Trips! (Hour 3)

07 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "How do I help my ...

Should I Buy a House or Rent? (Hour 1)

04 Aug 2023

Contributed by Lukas

Jade Warshaw & George Kamel answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "How can I start ...

You Have To Get Angry About Your Debt! (Hour 2)

04 Aug 2023

Contributed by Lukas

Jade Warshaw & George Kamel answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "I don't know...

How Should I Be Investing Right Now? (Hour 3)

04 Aug 2023

Contributed by Lukas

Jade Warshaw & George Kamel answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Should I buy...

You’re Playing With a Barrel Full of Snakes for $3,000! (Hour 1)

03 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here Get John's new...

Get on a Plan and Get in Control of You Money! (Hour 2)

03 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Is it worth i...

My Unemployed Husband Bought a $300,000 Car and Refuses To Sell It (Hour 3)

03 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "My husband bo...

Should I Invest in Real Estate? (Hour 1)

02 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Should I inve...

Can You Afford to Light $80,000 on Fire and Walk Away? (Hour 2)

02 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Can I afford ...

"Fair" Is Where the Tilt-a-Whirl & Cotton Candy Are (Hour 3)

02 Aug 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:    EveryDollar, budget for the life you want today for free: Click Here "How should ...

My Husband Refuses To Combine Finances With Me (Hour 1)

01 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here Get John's ...

Establishing Money Boundaries With Family (Hour 2)

01 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here  Get John'...

Don’t Get “Doc-itis” With Your $378K in Med School Debt! (Hour 3)

01 Aug 2023

Contributed by Lukas

Dave Ramsey & Dr. John Delony answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "How can I ...

Don’t Take Financial Advice From Broke People! (Hour 1)

31 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here "Do I really no...

Why Even Ivy League Degrees Aren’t Worth Borrowing For (Hour 2)

31 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:   EveryDollar, budget for the life you want today for free: Click Here Should my son t...

I Have $134K in Student Loans (Hour 3)

31 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "I have $134K in st...

Why the Debt Snowball Method Works Best (Hour 1)

28 Jul 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss:  "Should I Invest in making passive income?" Pausing paying off debt to cash flow a ...

What Should We Be Doing With Our Money? (Hour 2)

28 Jul 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss:  "Should I take an unwanted promotion to pay off debt?" How technology is and isn't c...

Should I Invest in a Vacation Home? (Hour 3)

28 Jul 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss:  "Should we use my husband's severance to pay off our house?" "Should I invest in a v...

I Feel Like We Can’t Keep Up With Our Money (Hour 1)

27 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "Should we sell our condo?" "How do I prepare to start a business?" "I don't feel li...

Don’t Screw Up Your Life With an AirBNB (Hour 2)

27 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "I have $179K in ParentPLUS loans,"  "How much should we spend on a house?" "Should...

How Much Should I Be Investing? (Hour 3)

27 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "Should we sell our modular home?" "Pay off student loans or save for a house?" Che...

Dealing With “Powdered Butt Syndrome” (Hour 1)

26 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "How do I talk to my in-laws about retirement?" Dave's take on universal basic income...

Massively Successful People Are Also Colossal Failures (Hour 2)

26 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "Should I sell my rental property?" "Should we sell stocks to use as a down payment?"...

You’re Not Gonna Like My Answer… (Hour 3)

26 Jul 2023

Contributed by Lukas

Dave Ramsey & Ken Coleman answer your questions and discuss:  "Paying off debt while preparing to move." "How do I negotiate my salary?" "How shou...

Budgeting on an Irregular Income (Hour 1)

25 Jul 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   "My old lady and I are thinking about getting married..." "Should we pay off our ho...

I’m Worried We’re Going To Run Out of Money (Hour 3)

25 Jul 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:   "I'm worried we're going to run out of money," "I can't get my wife on the same fin...

My Wife Spent $50K on Credit Cards Behind My Back (Hour 1)

24 Jul 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:  "My wife spent $50,000 on credit cards without telling me", from the blog: Overcomin...

Quit Being a Bunch of Spoiled Brats and Be Done With This! (Hour 2)

24 Jul 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:  "We disagree on whether or not to sell the house to get out of debt," Bank of Americ...

Dave Reacts to the F.I.R.E. Movement (Hour 3)

24 Jul 2023

Contributed by Lukas

Dave Ramsey & Jade Warshaw answer your questions and discuss:  "I'm scared my husband is retiring too early," Dave and Jade react to the F.I.R.E. m...

No Debt Or House Payment Make For An Exciting Retirement (Hour 1)

21 Jul 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss:  How to budget when starting a new job at a lower starting income, What to do when th...

Do You Want A 4Runner Or A Fiancée? (Hour 2)

21 Jul 2023

Contributed by Lukas

Ken Coleman & George Kamel answer your questions and discuss:  How to plan for a wedding when you owe back taxes to the IRS, from the blog: Tax Deb...